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765 Ocean Palms Dr, Katy, TX, 77493

4beds
4baths
2,496sqft
$375,000
$150price/sqft
$2,624/moest. monthly cost
$104,960/yrincome needed

About This Home

A rare find in the sought-after Sunterra development in a gated section and on a quiet, cul-de-sac street! This fabulous floorplan offers dual primary bedrooms with private baths on the first floor, along with a half bath for complete privacy. The main primary bedroom has beautiful bay windows and a very spacious closet and bath with separate shower and soaking tub. Storage space abounds with walk in closets, extra closets throughout, plus tons of attic storage space on the second floor and above garage. The second floor features a loft/gameroom with a full, shared bath and two ample-sized additional bedrooms. The kitchen is equipped with gorgeous countertops, gas cooking, and a generous walk-in pantry. A prime location in the community within walking distance of the elementary school, lagoon, playgrounds & pickleball courts. Sunterra amenities are second to none, offering an enormous pool with a sandy beach, splashpad, lazy river, dog parks, walking trails, playgrounds & so much more.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Freeman High SchoolGrades 9-103.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Washer Hookup

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12x14

Bedroom

  • Level: Second
  • Area: 196
  • Dimensions: 14x14

Bedroom

  • Level: First
  • Area: 180
  • Dimensions: 18x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 150
  • Dimensions: 15x10

Features

  • High Ceilings,Vaulted Ceiling,2 Bedrooms Down,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Vinyl

Game Room

  • Level: Second
  • Area: 255
  • Dimensions: 17x15

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 2,496 sqft

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 16x15

Primary Bedroom

  • Level: First
  • Area: 224
  • Dimensions: 16x14

Property

Details

  • Parcel number: 800007001017000
  • Exclusions: Refrigerator

Features

  • Stories: 2

Lot

  • Lot size: 5,244 sqft
  • Features: Cul-De-Sac,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$231$2,772
Property Taxes $223$2,676
Electricity $274$3,288
Total$2,624$31,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,965/yr
40% on housing$78,720/yr
45% on housing$69,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 77493$195
Waller County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 77493$160
Waller County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$375,000
2026-06-24Price change$375,000
2026-06-09Listed for sale$420,000
2024-01-25Sold--
2023-12-19Pending sale$449,990
2023-10-10Price change$449,990
2023-09-19Price change$454,990
2023-08-17Price change$473,723
2023-08-16Listed for sale$469,990

For Sale by Agent

AgentKathryn Faught
BrokerageeXp Realty LLC

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