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3431 County Road 4910, Willow Springs, MO, 65793

3beds
2baths
1,568sqft
$275,000
$175price/sqft
$1,879/moest. monthly cost
$75,160/yrincome needed

About This Home

Tucked away on 4+/- beautiful acres right at 5 miles from the city limits of Willow Springs, Railway Ridge offers a gorgeous 2023 built home that spans 1,568 square feet. The open designed 3-bedroom, 2-bath home features a private master suite, spray foam insulation, and mini split HVAC for year-round efficiency. Once inside the home, an abundance of natural lighting complements the recessed lights throughout. The open concept layout allows for multiple arrangements of the living and dining areas. The kitchen comes fully equipped with stainless steel appliances, including a stove, microwave, refrigerator, and dishwasher, all of which will convey to the new owner. The master suite sits on one end of the home for privacy while the other bedrooms, bathroom, and laundry are positioned on the opposite end. Outside the home is an incredible 20x24 newly built patio deck. This is the ideal location for watching sunsets, grilling, and entertaining guests. Additionally, the house has metal siding and a metal roof for low-maintenance durability as well as gutters and downspouts. For supply water and waste water, a septic system and rural water are in place. Other exterior features include a carport, circle drive, and a privacy fence. There's a lot to the land with a pond and a private shooting range, ideal for recreational use. Railway Ridge is situated in the small community of Burnham just south of Willow Springs. Named in the late 1880s after C.B. Burnham, who was a railroad official, Burnham served as vice president for what was then known as the Kansas City and Memphis Railroad. This is now known as the Frisco. Call the listing agent today for your private showing of Railway Ridge!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,568

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Property

Details

  • Lease amount: 0

Features

  • Frontage length: 0

Lot

  • Lot size: 4.07 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$248$2,976
Property Taxes $100$1,200
Electricity $141$1,693
Total$1,879$22,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,422/yr
40% on housing$56,370/yr
45% on housing$50,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 65793$140
Howell County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 65793$135
Howell County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$285,000
2026-02-04Listed for sale$299,900
2023-10-03Sold--
2023-08-30Pending sale$239,900
2023-08-16Listed for sale$239,900

For Sale by Agent

AgentJeff Lovan
BrokerageHayden Outdoors Real Estate

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