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68 Posadas Ln, Saint Augustine, FL, 32095

3beds
3baths
2,034sqft
$400,000
$197price/sqft
$2,682/moest. monthly cost
$107,280/yrincome needed

About This Home

Welcome to life in beautiful St. Augustine at sought-after Cordova Palms — where modern comfort, thoughtful upgrades, and an exceptional location come together to create the perfect place to call home. This well-maintained, move-in-ready home offers a functional and inviting layout with comfortable living spaces designed for both everyday living and entertaining. The fully fenced backyard creates a private outdoor retreat perfect for relaxing, pets, play, or gathering with friends and family. The patio’s outdoor gas hookup makes grilling and outdoor cooking easy and convenient, while the epoxied garage floor adds a clean, polished touch with lasting durability. Upstairs, you’ll find a versatile flex space that can easily serve as a second living area, media room, playroom, home office, fitness space, or study nook—offering the flexibility today’s buyers are looking for. Why wait for new construction when this home already includes upgrades, established fencing, and added features without the delays, extra expense, or post-closing projects? Residents of Cordova Palms enjoy resort-style amenities including a sparkling pool, fitness center, clubhouse, playgrounds, sports fields, walking trails, and open green spaces designed for an active Florida lifestyle. Conveniently located near shopping, dining, top-rated St. Johns County schools, and with easy access to I-95, historic downtown St. Augustine, and the area’s beautiful beaches, this location offers both convenience and lifestyle appeal. As an added bonus, this home’s CDD bond has already been paid off, helping keep the total annual CDD assessment significantly lower than many neighboring homes within the community — a valuable long-term ownership benefit for the next homeowner.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
7/10
Sebastian Middle SchoolGrades 6-85.5 mi
5/10
St. Augustine High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete Fiber Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile

Interior Area

  • Total structure area: 2,034
  • Total interior livable area: 2,034 sqft

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0725715480
  • Zoning: PUD

Features

  • Levels: 2 Story,Split
  • Stories: 2
  • Entry location: Ground Level
  • Fencing: Full

Lot

  • Lot size: 5,227 sqft
  • Features: Paved,Less than 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$206$2,472
Property Taxes $250$3,000
Electricity $204$2,456
Total$2,682$32,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,954/yr
40% on housing$80,460/yr
45% on housing$71,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$226
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$400,000
2024-10-01Listing removed$379,220
2024-09-26Price change$379,220
2024-09-18Price change$377,990
2024-09-14Price change$397,990
2024-08-17Listed for sale$394,990
2024-07-18Listing removed--
2024-07-17Listed for sale$394,990

For Sale by Agent

AgentMichelle Spinneweber
BrokerageRE/MAX Unlimited

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