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280 Portrait Way, Indian Trail, NC, 28079

3beds
2baths
1,780sqft
$460,000
$258price/sqft
$2,907/moest. monthly cost
$116,280/yrincome needed

About This Home

Welcome to easy low-maintenance living in Indian Trail. Perfectly situated at the back of the neighborhood, this home offers serene wooded views from your large three season porch, This spacious three-bedroom, two bath home features a thoughtfully designed layout with generous living areas and oversized closets throughout. The large primary suite is a true retreat, complete with an expansive bedroom, a well-appointed bathroom and a huge walk-in shower. The kitchen offers ample space for cooking and entertaining. Features two pantries and ample cabinet and counter space to bring out your inner chef. Your living space is extended in the expansive 17X14 ft. three season porch. Ideal for relaxing with your morning coffee or unwinding in the evenings while taking in the peaceful natural setting. Garage has been painted, includes storage and features a work bench. Residents enjoy access to a wide range of community amenities. Including a fitness center, pickle ball courts and pool. All while being conveniently located to shopping, Monroe Expressway and 485.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Poplin Elementary SchoolGrades PK-50.8 mi
10/10
7/10
Porter Ridge High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Level: Main

Features

  • Door features: French Doors,Screen Door(s)
  • Flooring: Carpet,Laminate,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,780

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,780 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 07042536
  • Zoning: R-4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Enclosed,Front Porch,Rear Porch

Lot

  • Lot size: 0.14 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$146$1,752
Property Taxes $235$2,820
Electricity $200$2,405
Total$2,907$34,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,668/yr
40% on housing$87,210/yr
45% on housing$77,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$218
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$460,000
2026-01-09Sold$315,000
2025-12-15Price change$459,999
2025-11-06Price change$475,000
2025-09-10Listed for sale$499,995
2024-02-21Sold$476,585
2023-10-25Pending sale$476,585
2023-08-16Listed for sale$476,585

For Sale by Agent

AgentLaura Arthur
BrokerageERA Live Moore

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