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3603 Natural Trace St, Plant City, FL, 33565

4beds
2baths
1,935sqft
$366,000
$189price/sqft
$2,719/moest. monthly cost
$108,760/yrincome needed

About This Home

You want this one! Welcome to Florida living in North Park Isle! Move-in ready 2023 4BR/2BA home offers a bright open layout, split floor plan, and stylish modern finishes. The kitchen is the Heart of the home with granite countertops, stainless steel appliances, a large island, and cozy dining space—perfect for gathering with family and friends. Relax in the spacious primary suite, while additional bedrooms are tucked away in their own Wing offering privacy for guests or a home office. Step out to your back patio and enjoy a Fully Fenced backyard—ready for pets, kiddos, play, or a quiet evening unwind. Bonus: energy-efficient solar panels help keep utility costs in check, adding smart value to your everyday living! Community amenities include clubhouse, pool, pickleball, basketball, and playground. Easy access to I4 makes commuting to Tampa, Lakeland, and Orlando simple. Brand new hospital is right around the corner. So so close to downtown quaint Plant City. Why wait to build? Start enjoying the Florida lifestyle today! Come take a look!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Knights Elementary SchoolGrades PK-53.3 mi
3/10
Marshall Middle SchoolGrades 6-82.6 mi
5/10
Plant City High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Stone Counters
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,380
  • Total interior livable area: 1,935 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First
  • Area: 240
  • Dimensions: 12x20

Living Room

  • Features: No Closet
  • Level: First
  • Area: 300
  • Dimensions: 15x20

Primary Bathroom

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Property

Details

  • Parcel number: P162822D1X00000000083.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Gunite
  • Exterior features: Other
  • Fencing: Vinyl

Lot

  • Lot size: 6,392 sqft
  • Lot size dimensions: 50.33 x 127

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Hail
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,850$22,200
Home Insurance *$223$2,676
Property Taxes $449$5,388
Electricity $197$2,366
Total$2,719$32,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,222/yr
40% on housing$81,570/yr
45% on housing$72,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 33565$161
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33565$192
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$368,900
2023-11-16Sold$345,000
2023-09-29Pending sale$345,000
2023-09-26Price change$354,900
2023-08-13Listed for sale$357,600

For Sale by Agent

AgentMary Kay Cook
BrokerageSTRAIGHT UP REALTY & PM LLC

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