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1176 Adrian Way, Milton, FL, 32583

4beds
3baths
1,922sqft
$435,000
$226price/sqft
$3,254/moest. monthly cost
$130,160/yrincome needed

About This Home

Located at: 1176 Adrian Way, Milton, FL 32583. Newly built home in 2024, extra storm proofing and custom fit storm shutters on an elevated plot that lowers annual homeowner's insurance cost. Sprinkler system runs off a well that was built with the house, allowing no-cost watering to the lawn year round. Fully fenced in back yard with a gate for easy access in and out. Foundation, structure of the house, and roof all still have 8 years remaining under warranty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Bagdad Elementary SchoolGrades PK-59.3 mi
7/10
Avalon Middle SchoolGrades 6-86.6 mi
4/10
Milton High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Masonry
  • Roof: Shake / Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,922 sqft

Property

Details

  • Parcel number: 231S28000300I000170

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$404$4,848
Property Taxes $454$5,448
Electricity $197$2,366
Total$3,254$39,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,565/yr
40% on housing$97,620/yr
45% on housing$86,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$161
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$435,000
2024-06-05Sold$424,999
2024-04-26Pending sale$424,999
2024-01-29Price change$424,999
2023-11-15Pending sale$53,000
2023-11-13Sold$45,500
2023-09-27Contingent$53,000
2023-08-12Listed for sale$53,000

For Sale by Owner

AgentProperty Owner

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