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11427 Rye Dr, Kearney, MO, 64060

5beds
4baths
2,819sqft
$649,900
$231price/sqft
$4,485/moest. monthly cost
$179,400/yrincome needed

About This Home

The Monticello by McBee Custom Homes is a thoughtfully designed 2-story plan offering functional, flexible living spaces. The open-concept main floor seamlessly connects the living room, dining area, and kitchen, featuring a large island with stunning quartz counters & a beautiful blend of painted & stained cabinets. A dedicated office/den plus a versatile flex room with a full bath provide ideal options for remote work, guests, or additional living space all on the main level! You will love the extras McBee Custom Homes adds with built-in cabinetry in the office, pantry & great room, plus vaulted ceilings with wood beams in both primary bedroom & great room. Upstairs, you’ll find four bedrooms, including a spacious primary suite and a private guest suite, along with two secondary bedrooms & full bath. Estimated completion: Summer 2026. Located in Prairie Field in the Liberty School District, with neighborhood amenities including an infinity-edge pool, trails, and planned pickleball courts.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Heritage Middle SchoolGrades 6-83.9 mi
9/10
Liberty North High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Board & Batten Siding,Wood Siding

Other

  • Builder model: Monticello
  • Builder name: McBee Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Humidifier,Microwave,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Second

Bathroom3

  • Features: Ceramic Tiles,Shower Only
  • Level: Second

Bedroom2

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second

Bedroom3

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second

Bedroom4

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Breakfast Room

  • Features: Built-in Features,Wood Floor
  • Level: Main

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets,Pantry,Stained Cabinets,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,819

Great Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace,Wood Floor
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,819
  • Total interior livable area: 2,819 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Quartz Counter,Wood Floor
  • Level: Main

Laundry

  • Features: Built-in Features,Ceramic Tiles,Quartz Counter

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Quartz Counter,Separate Shower And Tub
  • Level: Second

Master Bedroom

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second

Office

  • Features: Built-in Features,Wood Floor
  • Level: Main

Property

Details

  • Parcel number: 11419000901900

Features

  • Patio & porch: Porch

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$410$4,920
Property Taxes $574$6,888
Electricity $215$2,583
Total$4,485$53,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,771/yr
40% on housing$134,550/yr
45% on housing$119,600/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 64060$221
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64060$188
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$649,900
2024-03-18Listing removed$85,000
2023-08-11Listed for sale$85,000

New Construction

AgentThe Small Team
BrokerageReeceNichols-KCN

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