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121 Goldcrest Ct, Waterloo, IA, 50701

5beds
3baths
2,932sqft
$636,000
$217price/sqft
$4,706/moest. monthly cost
$188,240/yrincome needed

About This Home

Welcome to this exceptional nearly 3,000 square foot finished home where thoughtful design meets everyday comfort. The heart of the home is a stunning open-concept kitchen, dining, and living area flooded with natural light, anchored by a cozy fireplace and a chef-worthy kitchen featuring stainless steel appliances and quartz countertops crowned by a striking waterfall island. Convenience comes standard with main floor laundry and an oversized 3-stall garage, while the smart layout offers 5 total bedrooms — 3 on the main floor, including a private master retreat with en suite bathroom and walk-in closet. Downstairs, the finished basement opens up to a spacious entertaining area complete with a wet bar, perfect for game nights, watch parties, or hosting friends and family. Step outside to a fully fenced backyard offering peace of mind for pets and kids, plus a deck and patio combination built for summer grilling and gatherings. Loaded with upgrades from top to bottom, this is one you won't want to miss.

Getting Around

1
WalkingCar-Dependent
9
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

8/10
Orange Elementary SchoolGrades PK-52.1 mi
6/10
Hoover Middle SchoolGrades 6-81.9 mi
3/10
West High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder name: Skogman

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,225

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,932 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881308327007
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 72x129x179x179

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,215$38,580
Home Insurance *$569$6,828
Property Taxes $704$8,448
Electricity $218$2,624
Total$4,706$56,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,348/yr
40% on housing$141,180/yr
45% on housing$125,493/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$133
Black Hawk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$636,000
2024-03-20Sold$604,612
2024-02-08Pending sale$599,003
2024-01-17Price change$599,003
2023-12-22Price change$599,978
2023-11-29Price change$588,719
2023-08-11Listed for sale$549,270

For Sale by Agent

AgentJared Hottle
BrokerageBerkshire Hathaway Home Serv

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