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3607 Rainy Day Dr, Midlothian, VA, 23112

4beds
4baths
2,482sqft
$480,000
$193price/sqft
$3,171/moest. monthly cost
$126,840/yrincome needed

About This Home

LIKE BRAND NEW 3607 Rainy Day Drive. Built in 2023, on a peaceful cul-de-sac where sophisticated urban living harmoniously blends with nature's serene tranquility. This spectacular 2,482 sqft, 4 bedroom, 3.5 bath, three-story modern row house has $73,000+ in UPGRADES and backs up to a private wooded reserve protected area, creating an enchanting, elevated ambiance that feels remarkably like a TREEHOUSE. Energy efficient and a low-maintenance, the townhome abounds in natural light that brightens its open-concept flow and chic modern finishes. On the main level, a dream kitchen takes center stage with quartz countertops, shaker cabinets, upgraded light fixtures, gas cooking, an expansive center island, GE stainless appliances, and a substantial walk-in pantry. A welcoming family room anchored by a private, fenced backyard, connects seamlessly to a dining area with sliding glass doors and a private outdoor covered patio perfect for late-night stargazing within a yard secured by a beautiful combination of six-foot privacy and wrought-iron fencing—ideal for both pets and children. Ascend to the second floor to discover a sanctuary of a primary suite, complete with a massive walk-in closet and a spa-like private bath, alongside a thoughtfully placed laundry room flanked by built-in hallway shelving for displaying cherished memories and two additinal bedrooms. The versatile third level functions as a private fourth bedroom with its own full bath and walk-in closet or it can easily transform into a home office or media room to fit your lifestyle. Complete with a one-car garage, this home is nestled in the sought-after Wescott community, providing award-winning Chesterfield County schools and rich amenities like a clubhouse, open green spaces, sidewalks, and an outdoor amphitheater for live music. Enjoy effortless commuting with instant access to Route 288, Hull Street, I-95, I-64, and I-295, putting Richmond’s dining, shopping, and entertainment right at your doorstep. See Video and Feature Sheet for Upgrade List.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
4/10
Manchester High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer,Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Modern,Row House
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Oven,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: Second
  • Dimensions: 14.6 x 11.6

Bedroom3

  • Level: Second
  • Dimensions: 14.6 x 11.6

Bedroom4

  • Level: Third
  • Dimensions: 20.0 x 20.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Dimensions: 13.0 x 9.3

Family Room

  • Level: First
  • Dimensions: 16.0 x 15.0

Features

  • Dining Area,Double Vanity,Fireplace,High Ceilings,High Speed Internet,Kitchen Island,Loft,Bath in Primary Bedroom,Pantry,Recessed Lighting,Wired for Data,Walk-In Closet(s),Window Treatments
  • Door features: Insulated Doors,Sliding Doors
  • Window features: Screens,Thermal Windows,Window Treatments
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,482

Foyer

  • Level: First
  • Dimensions: 11.0 x 4.5

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,482 sqft

Kitchen

  • Level: First
  • Dimensions: 14.0 x 12.6

Laundry

  • Level: Second
  • Dimensions: 8.0 x 5.6

Master Bedroom

  • Level: Second
  • Dimensions: 15.6 x 13.6

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: 737678215300000
  • Attached to another structure: Yes
  • Zoning description: C4

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Rear Porch,Patio,Porch
  • Exterior features: Sprinkler/Irrigation,Lighting,Porch,Paved Driveway
  • Fencing: Back Yard,Partial,Vinyl,Fenced
  • Topography of land: Level

Lot

  • Lot size: 2,674 sqft
  • Features: Landscaped,Wooded,Cul-De-Sac,Level

Parking

  • Total spaces: 1
  • Parking features: Attached,Direct Access,Driveway,Garage,Oversized,Paved,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$153$1,836
Property Taxes $352$4,224
Electricity $239$2,868
Total$3,171$38,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,720/yr
40% on housing$95,130/yr
45% on housing$84,560/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 23112$199
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23112$214
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$470,000
2026-08-06Price change$475,000
2026-07-22Listed for sale$480,000
2023-12-05Sold$441,275
2023-05-02Pending sale$417,960

For Sale by Agent

AgentTracy McGuire
BrokerageThe Steele Group

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