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44 Patterson Ave, Oak Hill, WV, 25901

9beds
2baths
10,900sqft
$299,000
$27price/sqft
$2,979/moest. monthly cost
$119,160/yrincome needed

About This Home

Investors! Located just behind Frozen Barn on Main St. in Oak Hill. Zoned residential. Great location for an apartment or multi-family home. 14 rooms total. Could accommodate 9 apartments with additional rooms for laundry, kitchen, etc. Located minutes from New River Gorge and National Park area! Listing agent must be present at all showings.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None
  • Finished area below ground: 0
  • Finished area above ground: 10,900

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 10,900
  • Total interior livable area: 10,900 sqft

Property

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1

Parking

  • Parking features: Asphalt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$202$2,424
Property Taxes $137$1,644
Electricity $1,129$13,550
Total$2,979$35,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,137/yr
40% on housing$89,370/yr
45% on housing$79,440/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$27This listing

vs Other Active Listings

Avg $/sqft

ZIP 25901$112
Fayette County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 25901$119
Fayette County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-14Listed for sale$299,000
2025-08-06Listing removed$299,000
2025-05-07Price change$299,000
2024-01-03Price change$340,000
2023-08-10Listed for sale$339,000

For Sale by Agent

AgentRyan Smith
BrokerageHOME LIFE REALTY

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