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319 Ridge Rd, Lyndhurst, NJ, 07071

--beds
--baths
--sqft
$1,800,000
--price/sqft
$12,602/moest. monthly cost
$504,080/yrincome needed

About This Home

High traffic street located in the center of town! Fully rented building has been in the family for 80+ years as owner. Florist-1950 SQ. FEET - Florist show room, area office, work room, basement, bathroom, separate utility, oil heat ABOVE GROUND TANK, electric hot water heater, central AC one parking space. Rear apartment 600 square feet, one full bathroom, one bedroom and kitchen area, hot water baseboard heat separate furnace, separate hot water heater, separate electric meter, Mini split AC, one parking space. Second floor apartment 900 square feet forced hot air heat and AC, two bedrooms, one full bath eat in kitchen and family room, second floor can use a bedroom or living room, separate meter and hot water heater, 2 parking spaces both second floor apartment and rear apartment have washer and dryer. Garage area 525 square feet, electric, water 3.5 car garage area second floor office and storage, 3 parking spaces.

Getting Around

90
WalkingWalker's Paradise
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

--
7/10
Lyndhurst Middle SchoolGrades 6-80.3 mi
7/10
Lyndhurst High SchoolGrades 9-120.4 mi

Construction

Materials

  • Roof: Peaked

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$473$5,676
Property Taxes $2,835$34,020
Electricity $193$2,318
Total$12,602$151,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$432,068/yr
40% on housing$378,060/yr
45% on housing$336,053/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07071$379
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07071$426
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-03Listed for sale$1,800,000
2023-08-11Listing removed--
2023-08-09Listed for sale$1,700,000

For Sale by Agent

AgentJohn Cappiello
BrokerageCappiello Real Estate Services, LLC

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