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109 Magnolia Petal Dr, Elgin, SC, 29045

5beds
3baths
2,810sqft
$438,900
$156price/sqft
$2,882/moest. monthly cost
$115,280/yrincome needed

About This Home

Welcome to 109 Magnolia Petal Drive, a beautifully maintained 2021 custom home in The Cottages of Woodcreek that blends modern style, everyday comfort, and flexible living in one inviting package. With 5 bedrooms, 3 full baths, and 2,810 square feet, this home offers the space people and families alike want with the layout that makes life easier. The main level features open-concept living with a great room centered around a fireplace, a spacious kitchen with island, a dining area, and a guest bedroom with full bath, creating a practical setup for guests, family, or a private office. Thoughtful upgrades are found throughout, including quartz countertops, high-end appliances, shiplap accent walls, coffered ceilings, luxury vinyl plank flooring, surround sound in the bonus room, and a freestanding soaking tub with a large walk-in shower in the primary bath. Upstairs, the private primary suite is joined by three additional bedrooms, a full bath, laundry room, while the large bonus room with closet can serve as a fifth bedroom, media space, playroom, or work-from-home retreat. Outdoor living is equally appealing, with a covered back porch, patio, and fully fenced backyard designed for relaxation, entertaining, and enjoyment. Located in a lovely, well-kept community with sidewalks and convenient access to schools, shopping, and area amenities, this home offers the kind of value everyone will remember. If you are looking for a move-in-ready home that feels current, comfortable, and versatile, this one deserves a closer look. Contact me for a private showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
Catawba Trail ElementaryGrades PK-51.1 mi
4/10
8/10
Spring Valley High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement-Hardy Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Gas Range,Microwave Above Stove,Tankless Water Heater,Gas Water Heater
  • Laundry features: Utility Room

Bedroom2

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom4

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom5

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private,Recessed Lighting,FROG (Requires Closet)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3

Dining Room

  • Features: Molding
  • Level: Main

Features

  • Ceiling Fan(s),Wired for Sound
  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,810
  • Total interior livable area: 2,810 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lighting,Counter Tops-Quartz
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Separate Shower,Walk-In Closet(s),Ceiling Fan(s),Closet-Private,Recessed Lighting,Separate Water Closet,Spa/Multiple Head Shower
  • Level: Second

Property

Details

  • Parcel number: 257160506

Features

  • Stories: 2
  • Fencing: Rear Only Wood

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$159$1,908
Property Taxes $234$2,808
Electricity $270$3,242
Total$2,882$34,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,811/yr
40% on housing$86,460/yr
45% on housing$76,853/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$454,900
2026-04-22Listing removed$464,900
2026-04-10Price change$464,900
2026-03-18Price change$474,900
2026-02-17Listed for sale$485,000
2023-09-23Listing removed--
2023-09-22Listing removed--
2023-09-16Listed for rent$2,550
2023-09-15Price change$460,000
2023-09-05Price change$475,000
2023-08-29Price change$489,900
2023-08-09Listed for sale$499,900

For Sale by Agent

AgentMiguel Rodriguez
BrokerageColdwell Banker Realty

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