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15411 Captiva Dr #3B, Captiva, FL, 33924

3beds
3baths
1,480sqft
$1,295,000
$875price/sqft
$7,749/moest. monthly cost
$309,960/yrincome needed

About This Home

Opportunity is Knocking! If you are looking for a beautiful Gulf to Bay property to call home on Captiva's premier Tween Waters stretch you've found it! This ideal location offers miles of shell strewn beach, unparalleled sunsets, deepwater direct access boating with dockage, pool and weekly rentals. This particular unit features beautiful bay views and an open floor plan with a large lanai. The guest rooms are located on the main level with the primary suite encompassing the top level. Available for the first time & owned by the same family for over 40 years. The complex is wrapping up construction and is near completion. The unit will be brought back to a white box with the drywall completed. This is a fabulous opportunity to select your finishes and reinvent this beauty with new interior finishes. A short stroll away is Captiva Village with its shopping and dining opportunities. Watch the sunrise from your balcony and brilliant sunsets from the beach. Projected Gross Revenue 2025 $143,718; 2026 $148,029.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

10/10
The Sanibel SchoolGrades PK-86.7 mi
5/10
Cypress Lake High SchoolGrades 9-1218.0 mi
6/10
Fort Myers High SchoolGrades 9-1220.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 1981

Materials

  • Construction materials: Hard-l-Board

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • 8 Ft Ceilings,Vaulted Ceiling(s),Split Bedrooms
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,570
  • Total interior livable area: 1,480 sqft

Master Bedroom

  • Features: Cathedral Ceiling(s),Sitting Area,Walk-In Closet(s)
  • Level: Second

Property

Features

  • Pool features: Community
  • Patio & porch: Screened
  • Exterior features: Storage,Dock,Water at Dock
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Bay,Water
  • On waterfront: Yes
  • Waterfront features: Gulf to Bayfront,Gulf Access,Bayfront

Parking

  • Parking features: Under Bldg

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$163$1,956
Property Taxes $841$10,092
Electricity $197$2,366
Total$7,749$92,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,680/yr
40% on housing$232,470/yr
45% on housing$206,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$875This listing

vs Other Active Listings

Avg $/sqft

ZIP 33924$1,016
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33924$647
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$1,295,000
2026-07-02Listing removed$1,295,000
2026-06-01Listed for sale$1,295,000
2026-05-07Pending sale$1,295,000
2026-05-06Contingent$1,295,000
2026-01-09Price change$1,295,000
2024-08-16Price change$1,395,000
2023-12-12Price change$1,500,000
2023-08-09Listed for sale$1,698,000

New Construction

AgentPhaidra A McDermott
BrokerageKingfisher Real Estate Inc.

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