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1647 20th Ave SE, Altoona, IA, 50009

4beds
4baths
1,646sqft
$429,900
$261price/sqft
$3,017/moest. monthly cost
$120,680/yrincome needed

About This Home

Welcome to the Blaze floor plan, where affordability meets high-end finishes and modern convenience! This newly constructed gem stands out with upgrades you won't find in the competition, offering the perfect balance of style and functionality. Step into a kitchen that's as beautiful as it is practical. The heart of the home features stunning 42" cabinets that provide ample storage and a sleek aesthetic. A spacious island with wrap-around seating invites gatherings, while multiple drawer stacks offer exceptional organization for all your cooking essentials. To top it off, a large pantry ensures you'll never run out of space. This home has been designed with your comfort and convenience in mind. Enjoy the luxury of soft-close drawers throughout, adding a touch of elegance and quiet functionality to every room. The thoughtful floor plan maximizes every square foot, ensuring smooth flow and optimal use of space and includes oversized windows streaming in natural light. Relax and unwind in any of the bedrooms, each equipped with a ceiling fan to keep you cool and comfortable year-round. With its premium finishes, clever design, and standout features, we think you'll feel the difference in this home the moment you step inside. Schedule a showing today and experience a space that's truly a cut above the rest!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
7/10
8/10
Southeast Polk High SchoolGrades 10-122.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Gladiator Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dining Area
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 510

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,646
  • Total interior livable area: 1,646 sqft

Property

Details

  • Parcel number: 17100511345156
  • Zoning: RES

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Deck,Patio

Lot

  • Lot size: 10,367 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$202$2,424
Property Taxes $520$6,240
Electricity $122$1,473
Total$3,017$36,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,440/yr
40% on housing$90,510/yr
45% on housing$80,453/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 50009$232
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50009$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$429,900
2024-01-26Listing removed--
2023-08-09Listed for sale$70,000

New Construction

AgentBry Wisecup
BrokerageLPT Realty, LLC

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