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413 N Lee St, Centralia, MO, 65240

2beds
2baths
988sqft
$203,000
$205price/sqft
$1,441/moest. monthly cost
$57,640/yrincome needed

About This Home

Fall in love with Centralia's historic charm and plant your roots or downsize in this 2 bedroom, 2 bathroom cutie built in 2018. Amish built cabinets, large pantry, functional floor plan and a sprawling front porch for rocking chair sittin'. Enjoy the convenience of nearby city parks, schools, dining and local shops.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
Chance Elementary SchoolGrades PK-20.7 mi
6/10
6/10
Centralia High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter,Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Tub/Shower,Walk-In Closet(s),Laminate Counters,Pantry
  • Flooring: Laminate
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: 0422000010280101
  • Zoning description: R-S Single Family Residential

Features

  • Patio & porch: Covered,Concrete,Back,Front Porch

Lot

  • Lot size dimensions: 89.00 × 76.50

Parking

  • Total spaces: 1
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,026$12,312
Home Insurance *$136$1,632
Property Taxes $138$1,656
Electricity $141$1,693
Total$1,441$17,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,405/yr
40% on housing$43,230/yr
45% on housing$38,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 65240$150
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65240$172
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$199,900
2026-07-22Price change$203,000
2026-06-04Listed for sale$205,000
2023-09-08Sold--
2023-08-07Listed for sale$175,000

For Sale by Agent

AgentKelsey Ridgway
BrokerageBerkshire Hathaway HomeServices | Vision Real Estate

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