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5940 Baydy Peak Rd Unit 422, Osage Beach, MO, 65065

2beds
2baths
1,296sqft
$265,000
$204price/sqft
$1,732/moest. monthly cost
$69,280/yrincome needed

About This Home

WOW—WHAT A REMODELl! Experience the difference a generous floor plan makes with over 1,200 sq ft in this tastfully updated 2BR/2BA condo. Fully remodeled in 2022, this unit features new kitchen cabinets, granite countertops, stainless steel appliances, updated LVP flooring throughout, furniture, paint, two tiled walk-in showers, new vanities, light fixtures, and fans. Enjoy a waterfront setting with views of the cove & watching the boats go by. Located at The Knolls, one of the lake’s most amenity-rich communities, offering indoor & outdoor pools, hot tub, sauna, designated lakeside swim area, clubhouse, indoor & outdoor tennis/pickleball courts, basketball, playground, boat ramp, & some boat trailer parking. Absolutley Unbeatable location off K K at the 21MM, just minutes from several of the lakes most popular restaurants and attractions by land or water. Perfect for personal enjoyment or as an excellent addition to your rental portfolio as short term rentals are allowed. 2025 brought in 26k in revenue! Bring your boat, buidling 4 is next to launch w/ some trailer parking. Furnished and ready for you to enjoy an affordable Lake - Life-style!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
7/10
Camdenton Middle SchoolGrades 7-89.9 mi
6/10
Camdenton High SchoolGrades 9-129.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1981

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Furnished,Fireplace,Pantry,Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Electric,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 0830050000001031106
  • Exclusions: Personal property,items in locked closet,Personalized lake map

Features

  • Levels: One
  • Pool features: Community,Indoor
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Deck
  • On waterfront: Yes
  • Waterfront features: Cove,Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Lightning
Tornado
Hail
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$151$1,812
Property Taxes $101$1,212
Electricity $141$1,693
Total$1,732$20,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,382/yr
40% on housing$51,960/yr
45% on housing$46,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$370
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$265,000
2026-01-11Listing removed$1,450
2025-12-04Price change$1,450
2025-11-18Price change$1,500
2025-10-27Price change$1,550
2025-09-17Price change$1,600
2025-08-28Price change$1,650
2025-07-28Listing removed--
2025-07-26Listed for rent$1,700
2025-04-16Price change$279,000
2025-04-10Listed for sale$295,000
2024-09-13Listing removed$1,800
2024-08-22Listed for rent$1,800
2024-02-05Listing removed--
2023-11-26Price change$1,500
2023-11-16Listed for rent$1,400
2023-10-15Listing removed--
2023-09-28Price change$1,400
2023-09-20Price change$1,500
2023-09-18Price change$1,600
2023-09-15Price change$1,775
2023-09-10Price change$1,875
2023-08-28Listed for rent$1,975

For Sale by Agent

AgentDEBRA J GRANT
BrokerageBHHS Lake Ozark Realty

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