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514 LUCAYA LOOP #514, Davenport, FL, 33897

3beds
2baths
1,227sqft
$185,000
$151price/sqft
$1,346/moest. monthly cost
$53,840/yrincome needed

About This Home

Excellent Value! Whether you're looking for a second home or an income-producing vacation property, this beautifully furnished 3-bedroom, 2-bath condo at Bahama Bay Resort is an exceptional opportunity. Located on the third floor, this condo offers scenic views and is just steps from the clubhouse, fishing dock, lakes, sandy beach area, Tradewinds Restaurant, and one of the community pools. From the moment you arrive, you'll feel your worries melt away in this peaceful Caribbean-style resort. Bahama Bay Resort features an impressive selection of amenities, including a gated entrance, clubhouse, day spa, internet café, guest library, sundry shop, two bars, four pools and spas, a splash pad/water park, fitness center, tennis and basketball courts, beach volleyball, a playground, scenic walking trails, and breathtaking views of Lake Davenport. Dining is easy with two onsite restaurants: Tradewinds Restaurant & Bar and Mambos Poolside Lounge. The condo is offered fully furnished and turnkey, making it ideal for personal use or short-term rental income. Relax on the screened porch while enjoying peaceful green space and natural surroundings. Conveniently located near Highway 27 and Highway 192, you'll have quick access to Walt Disney World, other major theme parks, shopping, dining, and several top-rated golf courses. Don't miss this opportunity to own a piece of paradise in one of Central Florida's most desirable vacation resorts! All information available to the Seller and Listing Agent has been provided in the listing and disclosures. If information is not included, it is not available to us. Buyers and their agents are responsible for verifying all information that is important to their purchase, including but not limited to HOA rules and regulations, leasing restrictions, fees, room dimensions, square footage, lot size, taxes, and any other property details. All measurements and listing information are approximate and should be independently verified by the Buyer and Buyer's Agent.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
3/10
Davenport High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Kitchen/Family Room Combo
  • Door features: Sliding Doors
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,227
  • Total interior livable area: 1,227 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 262512999967033020
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony,Irrigation System,Lighting,Sidewalk

Lot

  • Lot size: 348 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$102$1,224
Property Taxes $112$1,344
Electricity $197$2,366
Total$1,346$16,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,148/yr
40% on housing$40,380/yr
45% on housing$35,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 33897$153
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33897$197
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$185,000
2026-05-01Listing removed$199,950
2025-10-24Price change$199,950
2025-03-04Price change$219,950
2024-09-24Listed for sale$229,950
2023-12-06Listing removed--
2023-11-01Price change$249,000
2023-08-06Listed for sale$259,000

For Sale by Agent

AgentSonia Jenkins
BrokerageORANGE REALTY PROFESSIONALS LLC

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