




788 Kersten Way #A308, Osage Beach, MO, 65065
About This Home
This unit is in the beautiful Golden Reef Condominium complex. The new salt water pool is beautiful and does not burn your eyes like chlorine pools! Recent updates to the building's siding, roofs, docks, and parking lots assure that the HOA fees will stay among the lowest in the lake area. Our condominium is on the 3rd floor just one flight up from the parking lot. Living on the top floor assures that no one will be stomping on the floor above and the walls are well insulated so you will not be disturbed. The private hallway entrance is shared with the next door and is a nice and quiet way to get out of the weather while unlocking your door. Inside the unit is a well designed kitchen with nice cabinets and a separate hutch to use as a pantry. The full sized NEW stainless steel refrigerator/freezer has water and ice in the door. In the living room, the sofa makes into a full sized bed. The bedroom has a queen sized bed and three dressers so there is plenty of room to keep a wide variety of clothes for the changes in the weather. Two floor to ceiling windows and the sliding glass door in the living room allow a virtually unobstructed panoramic view of the lake beyond the deck. The living room and kitchen feature a vaulted ceiling which allows for a very spacious feeling and extremely low electric bills! The stacked washer/dryer unit are in an enclosed closet just off the kitchen. To save space in the unit, a storage locker is on the boat dock to store all the life jackets and water toys. This unit could be your permanent home, your vacation home or your weekend getaway, or you can put it on a rental program through AirB&B or VRBO.
Getting Around
Schools
Construction
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Central
Features
- Flooring: Carpet,Laminate,Linoleum / Vinyl
- Fireplace: Yes
Interior Area
- Total interior livable area: 554 sqft
Property
Details
- Parcel number: 08101200000008044110
Features
- Exterior features: Shingle,Vinyl,Wood
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Parking
- Total spaces: 2
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $72 | $864 |
| Electricity | $141 | $1,693 |
| Total | $1,281 | $15,372 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Listing removed | $1,250 |
| 2026-07-23 | Listed for rent | $1,250 |
| 2026-06-25 | Price change | $189,900 |
| 2026-05-07 | Listed for sale | $185,000 |
| 2026-05-01 | Listing removed | $194,900 |
| 2025-12-10 | Price change | $194,900 |
| 2025-07-22 | Price change | $204,900 |
| 2025-02-04 | Listed for sale | $209,900 |
| 2023-08-22 | Sold | -- |
| 2023-08-11 | Contingent | $184,900 |
| 2023-08-10 | Listed for sale | $184,900 |
| 2023-08-05 | Contingent | $184,900 |
| 2023-08-04 | Listed for sale | $184,900 |
