11602 River Beauty Loop, Prospect, KY, 40059
About This Home
Welcome Home - 11602 River Beauty Loop, an extraordinary residence offering refined luxury and elevated living in one of the most prestigious and highly sought-after communities, The Hamlet - Oldham County section of Norton Commons. Thoughtfully custom-built in 2023, this impeccably designed five-bedroom, 5.5-bath home showcases timeless architecture paired with sophisticated modern finishes, creating a home that feels both luxurious and effortlessly livable. Rich hardwood flooring, curated designer details, and an open-concept layout welcome you inside. The chef's kitchen is a star attraction: enjoy Café appliances, quartz countertops, custom floor-to-ceiling cabinetry, and a standout walk-in pantry for superior storage and functionality. The main level also features an elegant dining private home office, and a first-floor primary retreat with vaulted ceilings, dual walk-in closets, a spa-inspired ensuite bath with double vanities, a soaking tub, a makeup area, and an oversized tiled shower. Seamlessly connected is the well-appointed laundry and mudroom. Plantation shutters offer both style and privacy throughout the home. Upstairs are three spacious bedrooms: two private ensuite suites, another bedroom, and a hall bath. The loft lounge features a built-in workspace and opens to a large second-floor balcony porch, ideal for enjoying peaceful lake views and sunsets at golden hour. The finished lower level includes a large family room, fitness studio, space for a future media room and future sauna, a guest suite, and a full bath. Enjoy seamless indoor-outdoor living on the covered back porch, designed for a future outdoor kitchen, fireplace, and heater. This space overlooks a rare, oversized backyard with ample space for a pool, maximizing entertainment and relaxation potential. The property features a three-car garage and a rare 618-square-foot unfinished carriage house above, roughed in for a guest suite, private apartment, or studio with a private entrance. Located within the geothermal section of The Hamlet and zoned for the award-winning North Oldham County Schools, this exceptional property offers a rare opportunity to experience sophisticated design, modern functionality, and an unmatched lifestyle within one of the Louisville area's most desirable communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Other,Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Open Floorplan
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 1,848
- Finished area above ground: 3,235
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Full Bathroom
- Level: Basement
Gym
- Level: Basement
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Geothermal
- Cooling features: Central Air
Interior Area
- Total structure area: 3,235
- Total interior livable area: 5,083 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Loft
- Level: Second
Media Room
- Level: Basement
Office
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 11141A87
Features
- Stories: 2
- Pool features: Association
- Patio & porch: Porch
- Exterior features: See Remarks,Balcony
- Fencing: None
Lot
- Lot size: 7,405 sqft
- Features: Covt/Restr,Sidewalk,See Remarks
- Lot size dimensions: 65 x 114
Parking
- Total spaces: 3
- Parking features: Attached,Entry Rear
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,110 | $145,320 |
| Home Insurance * | $944 | $11,328 |
| Property Taxes | $2,637 | $31,644 |
| Electricity | $401 | $4,816 |
| Total | $16,092 | $193,104 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Contingent | $2,395,000 |
| 2026-07-28 | Price change | $2,395,000 |
| 2026-05-16 | Listed for sale | $2,500,000 |
| 2023-08-04 | Sold | $1,392,684 |
| 2022-04-20 | Sold | $1,325,000 |
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