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1342 S 14th St APT B1, Saint Charles, IL, 60174

1beds
1baths
921sqft
$215,000
$233price/sqft
$1,700/moest. monthly cost
$68,000/yrincome needed

About This Home

THE ONLY CONDO IN THIS AREA AT THIS AMAZING PRICE!!!! Great opportunity to own a completely updated, move in ready one bedroom one bath condo in the St. Charles/Geneva area! Just minutes away from downtown St. Charles, downtown Geneva, Fox River and the Metra. Condo comes with one car detached garage which is also great for storage and workspace for your big projects. Condo also comes with two assigned parking spaces. Updated kitchen: including oven/range, above the range microwave, and dishwasher (2025). Beautiful quartz countertops (2025) Under the sink reverse osmosis system for drinking water. (2025) Ceramic tiles professionally cleaned and regrouted 2024. New vinyl luxury flooring and carpeting 2023. Furnace and air conditioner replaced in 2021. Large patio for grilling and entertainment. FREE use of laundry room onsite adjacent to condo with two washers and two dryers. Brand new roof in 2025 for the entire building. HOA monthly assessment includes YOUR UNIT'S WATER and GAS, lawn care, snow removal, exterior maintenance, laundry room maintenance, and garbage. Investors: Property can be rented. Please call for details. Don't miss this excellent opportunity to own this rare gem at an affordable price in the desirable tri-city Kane County area. Come tour before its gone.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

9/10
Davis Primary SchoolGrades K-50.6 mi
7/10
Thompson Middle SchoolGrades 6-80.8 mi
7/10

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Foyer

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 48
  • Dimensions: 8X6

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 921 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Galley,Pantry-Closet),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 128
  • Dimensions: 16X8

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 252
  • Dimensions: 18X14

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0933330015
  • Special condition: None

Features

  • Patio & porch: Patio

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$93$1,116
Property Taxes $390$4,680
Electricity $130$1,569
Total$1,700$20,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,285/yr
40% on housing$51,000/yr
45% on housing$45,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 60174$267
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60174$249
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$215,000
2026-07-16Price change$215,000
2026-07-09Price change$223,000
2026-06-25Price change$227,000
2026-06-12Listed for sale$235,000
2023-08-31Sold$152,000
2023-08-05Contingent$150,000
2023-08-02Listed for sale$150,000
2004-11-30Sold$124,500
2004-07-28Sold$120,000

For Sale by Agent

AgentLorrie Kozlowski
BrokerageBaird & Warner Fox Valley - Geneva

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