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34099 Road M, Mancos, CO, 81328

2beds
2baths
1,299sqft
$545,000
$420price/sqft
$3,286/moest. monthly cost
$131,440/yrincome needed

About This Home

VIEWS!!! VIEWS!!! VIEWS!!! Looking for that perfect spot to live in your AUD while building your dream home. Its already established and ready to move into while picking your building spot. Mountain Views and city lights, located between Cortez and Mancos. 15.91 acres with low taxes, no Covenants and HOA’s, one share of Summit Irrigation water, 2 stock ponds, a versatile shop/garage for ample space. Septic system that has three ports that provides convenience and efficiency, while a 2018 14' x 28' travel trailer as a welcoming guest retreat with a covered porch works as a relaxing deck. This two-story retreat home has an upper deck for views and terrain and openness. Interior, boasting well-insulated walls, A split-system heating and cooling setup ensures year-round comfort, a full bath and a 3/4 bath featuring a steam shower main level. Additional plus is the pole barn now under construction for equipment. Has an additional second driveway for additional building site. Enjoy the country living with amble room for wildlife, hiking and enjoying roaming around your property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Mancos Elementary SchoolGrades K-57.9 mi
--
Mancos Middle SchoolGrades 6-87.8 mi
5/10
Mancos High SchoolGrades 9-127.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Wood Frame,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen

Features

  • Wired/Cable TV,Ceiling Fan(s),Vaulted Ceiling(s),Mud Room
  • Window features: Window Coverings,Double Pane Windows
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Mini Split system,Other
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,299
  • Total interior livable area: 1,299 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 560708300001
  • Attached to another structure: Yes
  • Zoning description: Residential Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Deck
  • Exterior features: Irrigation Water,RV Hookup
  • Has view: Yes
  • View description: Mountain(s),Other,Valley
  • Has water view: Yes
  • Water view: Lake/Pond/Reservoir
  • On waterfront: Yes
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 15.91 Acres
  • Features: Cleared,Pasture,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Avalanche
Cold Wave
Drought
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$214$2,568
Property Taxes $131$1,572
Electricity $186$2,232
Total$3,286$39,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,662/yr
40% on housing$98,580/yr
45% on housing$87,626/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$420This listing

vs Other Active Listings

Avg $/sqft

ZIP 81328$758
Montezuma County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 81328
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$545,000
2026-01-01Listing removed$520,000
2025-06-28Listed for sale$520,000
2025-02-11Listing removed$498,500
2024-11-08Listed for sale$498,500
2024-08-13Listing removed$598,500
2024-03-21Listed for sale$598,500
2023-10-30Listing removed--
2023-08-01Listed for sale$649,000

New Construction

AgentJo Ann Cauley
BrokerageCentury 21 West Slope Realty

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