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18363 W Whispering Wind Drive, Surprise, AZ, 85387

3beds
3baths
2,052sqft
$415,999
$203price/sqft
$2,562/moest. monthly cost
$102,480/yrincome needed

About This Home

Welcome to this beautiful McCormick model in the highly desirable Rio Rancho Estates community in Surprise! This 3-bedroom, 2.5-bath home offers the perfect blend of comfort and style with no neighbors behind--giving you added privacy and stunning desert views. Enjoy daily hot air balloon sightings right from your backyard, creating a truly unique Arizona experience. Inside, the kitchen is a standout with shaker cabinets, granite countertops, a classic subway tile backsplash, and stylish pendant lighting. The open layout flows effortlessly, complemented by new ceiling fans throughout for year-round comfort. The home also features a tandem garage with built-in cabinets and an additional 5-foot extension--perfect for extra storage, a workshop, or accommodating longer vehicles. Step outside to a low-maintenance backyard featuring artificial turf, pavers, and a charming gazebo--perfect for relaxing or entertaining. This home has everything you need and more in a peaceful, sought-after neighborhood!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
Willow Canyon High SchoolGrades 7-125.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: Dr. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,High Speed Internet,Smart Home,Granite Counters,Double Vanity,Eat-in Kitchen,9+ Flat Ceilings,Kitchen Island
  • Window features: Screens,Double Pane Windows,Vinyl Frame
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s),Programmable Thmstat

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Property

Accessibility

  • Accessibility features: Zero-Grade Entry

Details

  • Parcel number: 50377749

Features

  • Stories: 1
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Block
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 6,670 sqft
  • Features: North/South Exposure,Gravel/Stone Front,Synthetic Grass Back,Auto Timer H2O Front,Auto Timer H2O Back,Irrigation Front,Irrigation Back

Parking

  • Total spaces: 5
  • Parking features: Attached,Tandem Garage,Garage Door Opener,Extended Length Garage,Direct Access,Attch'd Gar Cabinets
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Wildfire
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,103$25,236
Home Insurance $90$1,080
Property Taxes $152$1,824
Electricity $217$2,607
Total$2,562$30,744

Income You'd Need if You Spent...

35% on housing$87,840/yr
40% on housing$76,860/yr
45% on housing$68,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 85387$211
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85387$226
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$421,000
2026-04-04Listing removed$424,000
2026-03-13Price change$424,000
2026-01-27Listed for sale$425,000
2023-09-28Sold$405,000
2023-08-14Pending sale$419,990
2023-08-01Listed for sale$419,990

For Sale by Agent

AgentJessica A Dotta
BrokerageLong Realty Unlimited

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