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28490 Musket Rd, Fort Pierre, SD, 57532

6beds
4baths
3,824sqft
$1,300,000
$340price/sqft
$8,785/moest. monthly cost
$351,400/yrincome needed

About This Home

Experience everyday luxury living on just over 10 acres with beautiful views overlooking the Missouri River Valley and Oahe Powerhouse. Built in 2020, this 6-bedroom, 3.5-bath home offers 3,800+ square feet of thoughtfully designed living space, abundant natural light, and exceptional storage just minutes from Pierre/Fort Pierre, the Missouri River, and Bad River. Step inside to an open main living area and kitchen with 9-foot ceilings on the main floor and vaulted ceilings in the kitchen and living room, large windows, and a propane fireplace complemented by built-in shelving. The kitchen centers around a large gathering island with Italian Carrara marble countertops, a professional 48" double-oven range, and pot filler. Just off the kitchen, the spacious walk-in pantry has room for small appliances, bulk groceries, canning supplies, and even two upright freezers or a medium chest freezer. Off the living area, the master suite offers its own exterior access, custom closet, and master bath with marble countertops, marble walk-in shower, large soaking tub, and a lit vanity mirror. Two additional bedrooms and a large full bath are tucked away to create private quarters. Near the main entrance, the garage entry was designed with everyday life in mind. Built-in cubbies provide space for shoes, outdoor gear, and kids' items, with multiple spots for coats and dedicated storage for cleaning supplies and bulk household essentials. A convenient half bath is located nearby. The naturally lit, open walkout lower level continues the home's comfortable living space with large windows and a second propane fireplace. A custom wet bar with a functional liquor tap system, full-size refrigerator, and wine fridge makes this a natural place to gather and entertain. The walkout leads directly to a large concrete patio shaded by the deck above and wired for a hot tub. Behind the bar, a large laundry room sits alongside a dedicated storage space for added convenience. Three additional bedrooms and another full bathroom are located on this level, with a spacious utility room positioned nearby. The utility room also offers extra space for workout equipment or a small home gym, while additional storage has been thoughtfully incorporated throughout. Outside, enjoy a large 3/4 wraparound, partially covered composite deck, large front and back yards, fenced garden, and a tree belt with its own drip system. A tucked-away firepit area offers a more private place to gather outdoors, while the heated garage adds year-round convenience. Whether you dream of a few farm friends, a garden, or your future shop, the 10+ acres offer plenty of room to make the property your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Engineered Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dryer,Dishwasher,Disposal,Range,Washer,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Cooling

  • Cooling features: Central Air

Features

  • Vaulted Ceiling(s)
  • Window features: Window Coverings
  • Flooring: Laminate,Other

Interior Area

  • Total structure area: 3,824
  • Total interior livable area: 3,824 sqft

Property

Features

  • Patio & porch: Porch
  • Exterior features: Garden

Lot

  • Lot size: 10.48 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Strong Wind
Drought
Hail
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Stanley County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance $718$8,616
Property Taxes $1,202$14,424
Electricity $292$3,505
Total$8,785$105,420

Income You'd Need if You Spent...

35% on housing$301,200/yr
40% on housing$263,550/yr
45% on housing$234,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.3%
7.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 57532$633
Stanley County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 57532$119
Stanley County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$1,250,000
2026-08-03Listed for sale$1,300,000
2019-09-30Sold$29,000

For Sale by Agent

AgentMorgan Finley
BrokerageLee Real Estate

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