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6124 NE Terrace Ridge Dr, Ankeny, IA, 50021

5beds
5baths
2,300sqft
$1,200,000
$522price/sqft
$8,311/moest. monthly cost
$332,440/yrincome needed

About This Home

Experience elevated single-level living in Kimberley Estates with this carefully curated showcase home by Embarq Signature Homes. A beautiful Ranch plan—expertly designed to balance everyday comfort with refined style. This open-concept ranch features 10’ main-level ceilings, expansive windows, and a seamless flow between the kitchen, dining, and great room, creating a bright and inviting atmosphere ideal for both daily living and entertaining. The kitchen anchors the home with custom cabinetry, quartz countertops, an oversized island, and a premium GE Café appliance package. The private primary suite offers a relaxing retreat with a spa-inspired bath featuring Kohler plumbing fixtures, tile shower, and a spacious walk-in closet. Additional bedrooms are well-appointed with access to beautifully finished bathrooms, providing flexibility for guests, work-from-home, or family living. Built with Embarq’s commitment to quality, this home includes 2x6 exterior wall construction, Advantech subflooring, and detailed trim carpentry that elevates the overall finish. Enjoy outdoor living on the covered patio, perfect for relaxing or entertaining. Located in desirable Kimberley Estates with convenient access to Ankeny amenities, this home delivers a rare combination of craftsmanship, durability, and timeless design.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
North Polk Middle SchoolGrades 6-82.9 mi
8/10
North Polk High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Metal,Shingle
  • Construction materials: Stone

Other

  • Builder name: Embarq Signature Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Refrigerator,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Wet Bar,Dining Area,Eat-in Kitchen
  • Flooring: Carpet,Tile
  • Number of fireplaces: 3
  • Fireplace features: Electric,Gas,Vented
  • Fireplace: Yes
  • Finished area below ground: 1,645

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 812436426017
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Deck,Sprinkler/Irrigation,Patio

Lot

  • Lot size: 0.36 Acres
  • Features: Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$589$7,068
Property Taxes $1,484$17,808
Electricity $171$2,058
Total$8,311$99,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,948/yr
40% on housing$249,330/yr
45% on housing$221,626/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$522This listing

vs Other Active Listings

Avg $/sqft

ZIP 50021$218
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50021$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Price change$1,200,000
2026-03-03Price change$998,000
2026-01-18Price change$150,000
2023-07-27Listed for sale$190,000

New Construction

AgentHanna Carlson
BrokerageHubbell Homes of Iowa, LLC

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