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702 High St, Arrow Rock, MO, 65320

2beds
2baths
1,300sqft
$249,000
$192price/sqft
$1,686/moest. monthly cost
$67,440/yrincome needed

About This Home

This could be your home in peaceful Arrow Rock, a National Historic Landmark. Or, this could be your investment as an Air BnB. It is an authentic log home with a charming stone fire place. The spacious living room has a cathedral ceiling and wood floors. Each of the two bedrooms has a walk-in closet and there are two full bathrooms. All kitchen appliances convey, and there is a large laundry room/pantry. The lower level has a one car garage and 1,000 sf of unfinished space.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: ArchitecturalShingle

Other

  • Builder name: Duran

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Stand AloneShwr/MBR,Walk-In Closet(s),Kit/Din Combo,Wood Cabinets
  • Window features: Window Treatments
  • Flooring: Wood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Electric,Attic Fan

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 0130012000020001
  • Zoning description: R-1 One- Family Dwelling*

Features

  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 0.25 Acres
  • Features: Cleared
  • Lot size dimensions: 83 x 104

Parking

  • Total spaces: 1
  • Parking features: Built-In,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$150$1,800
Property Taxes $136$1,632
Electricity $141$1,693
Total$1,686$20,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,805/yr
40% on housing$50,580/yr
45% on housing$44,960/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 65320$148
Saline County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 65320$143
Saline County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$249,000
2025-09-30Listing removed$259,000
2025-06-20Listed for sale$259,000
2025-05-28Pending sale$259,000
2025-02-12Price change$259,000
2024-08-15Listed for sale$260,000

For Sale by Agent

AgentPaul Ratcliffe
BrokerageReeceNichols Mid Missouri

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