See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Butler Ln, Collins, MS, 39428

3beds
2baths
2,400sqft
$699,000
$291price/sqft
$4,213/moest. monthly cost
$168,520/yrincome needed

About This Home

MUST SEE!! 2425 heated sq. ft. Home 3-Bedroom 2-Bath w/Inground Pool sitting on 80 Acres w/ 3 Ponds. Property includes 800 sq. ft. Guest House, 2400 sq. ft. workshop, 8926 sq. ft. Metal Barn w/ 900 sq. ft. H/A, 2660 sq. ft. Pole Barn. Additional site including septic, water and electrical hook-ups. This quiet and peaceful country retreat is currently utilized for raising hay, fishing and hunting. Owner-Agent Listing Collins, MS Covington County

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
--
Carver Middle SchoolGrades 5-81.8 mi
3/10
Collins High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Area: 396

Dining Room

  • Features: Separate Dining Room
  • Area: 252

Features

  • All Bedrooms Down,Textured Ceiling,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Brick,Part Hardwood,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace Blower
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Washer/Dryer Connections

Living Room

  • Features: Great Room,Separate Living Room
  • Area: 168

Master Bedroom

  • Area: 180

Property

Details

  • Attached to another structure: Yes

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Pool Cleaning Equipment,In Ground
  • Patio & porch: Porch,Covered Patio
  • Exterior features: Other (See REMARKS)
  • Waterfront features: Lake/Pond on Property
  • Living area range: 2400-2599

Lot

  • Lot size: 81.98 Acres
  • Features: Other (See Remarks),Some Trees
  • Lot size dimensions: 81.98 AC

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Workshop in Garage
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Drought
Ice Storm

FEMA Declared Disasters in Covington County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$218$2,616
Property Taxes $238$2,856
Electricity $223$2,677
Total$4,213$50,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,445/yr
40% on housing$126,390/yr
45% on housing$112,346/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -12.1%
-12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 39428$195
Covington County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 39428
Covington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-12Price change$699,000
2025-01-13Listed for sale$750,000
2024-11-25Sold--
2023-07-26Price change$750,000
2023-01-12Price change$770,000
2022-02-15Price change$775,000
2021-08-06Price change$800,000
2021-01-27Listed for sale$850,000

For Sale by Agent

AgentRichard N Goddard
BrokerageFerge Auction & Realty, LLC

Similar Homes