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345 Bankers Dr #74, Saint Paul, MN, 55127

3beds
2baths
960sqft
$97,900
$102price/sqft
$810/moest. monthly cost
$32,400/yrincome needed

About This Home

Welcome home to Five Star, where peaceful surroundings and comfortable living come together. Imagine yourself in a 2023 home with 960 sq. ft., 3 bedrooms, and 2 bathrooms.. It's more than a place to live-it's a place to feel at home. Call today and come see it for yourself.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 960

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 819

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $495$5,940
Home Insurance *$48$576
Property Taxes $97$1,164
Electricity $170$2,050
Total$810$9,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,771/yr
40% on housing$24,300/yr
45% on housing$21,600/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$235
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for rent$2,010
2026-07-02Listing removed$129,900
2025-06-28Listing removed$1,795
2025-06-28Contingent$129,900
2025-03-19Price change$1,795
2025-03-15Price change$129,900
2024-11-26Listed for rent$1,850
2024-11-21Listed for sale$139,900
2023-10-01Listing removed--
2023-08-16Listing removed--
2023-08-16Contingent$139,900
2023-07-25Listed for rent$1,995

For Sale by Agent

AgentTori Coil
BrokerageFive Star

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