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121 Ballard Rd #11, Gansevoort, NY, 12831

3beds
2baths
1,450sqft
$154,000
$106price/sqft
$1,224/moest. monthly cost
$48,960/yrincome needed

About This Home

FOR SALE – Stunning Updated 3 Bed / 2 Bath Home in Prime Gansevoort Location Move right into this beautifully updated 3 bedroom, 2 bathroom double wide offering approximately 1,450 sq ft of stylish living space in Gansevoort. This home features an open-concept layout with a gorgeous modern kitchen complete with: • Large center island • Farmhouse sink • Updated lighting • Beautiful cabinetry • Modern Additional features include: • Paved driveway • Well-maintained lot • Park recently upgraded with newly paved roads and planted trees • Great location just off the highway for easy commuting • Large walk in closet in master en-suite bathroom • Lot lease is $725/month and includes all utilities except electric and propane. • Buyers must be approved by park management through a simple application process. Please text 607 229 6789 if interested in a viewing!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: MobileManufactured

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,450 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $778$9,336
Home Insurance *$38$456
Property Taxes $162$1,944
Electricity $246$2,954
Total$1,224$14,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,965/yr
40% on housing$36,720/yr
45% on housing$32,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 12831$293
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12831$247
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Price change$154,000
2026-05-01Listed for sale$159,000
2023-10-27Listing removed--
2023-10-24Listed for sale$129,900
2023-09-23Listing removed--
2023-09-19Listed for sale$129,900
2023-08-09Listing removed--
2023-07-24Listed for sale$129,900

For Sale by Owner

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