See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

84 Lazy Creek Ln, Murphy, NC, 28906

1beds
1baths
624sqft
$272,500
$437price/sqft
$1,779/moest. monthly cost
$71,160/yrincome needed

About This Home

Discover the perfect blend of comfort and charm in this beautifully crafted 1-bedroom, 1-bathroom cabin with thoughtfully designed living space. Fully Furnished & turnkey, with quality furnishings, move in ready. Whether you're seeking a cozy primary residence, a peaceful mountain getaway, or a smart investment property, this home delivers exceptional value and style. Step inside to an open floor plan highlighted by a warm wood ceiling and a welcoming Great Room featuring a stacked-stone vented fireplace—the ideal spot to relax in front of the fireplace on cool evenings or open the doors to a breeze coming through the screened back porch. The kitchen is both functional and stylish, complete with granite countertops, a kitchen island, gas range, vented stove hood, stainless steel appliances and plenty of cabinet space. Spacious light and airy Bedroom with plenty of closet space. The bathroom offers a touch of luxury with double vanity sink, granite countertops, and a tub/shower combo. A well-planned enclosed laundry area includes a full-size stackable washer and dryer, plus extra space for cleaning supplies and household essentials. A convenient computer nook provides the perfect spot for a laptop, printer and router. Every inch of this cabin is designed with purpose—no wasted space here. Sold fully furnished and turnkey, this cabin is ready for you to move right in. Experience the serenity of Wells Lake Estates with a home that balances rustic charm and modern convenience. Located a short distance from downtown Murphy, which offers local shopping, dining, festivals and so much more. For the outdoor enthusiast the Nantahala Outdoor Center is a short drive to enjoy white water rafting, zip lining and mountain bike riding. Other popular destinations are Harrah's Cherokee Valley River Casino, John C. Campbell Folk School, numerous festivals throughout the year, breweries, wineries etc. Approx. a 2 hour drive from Murphy to Chattanooga, Asheville & Atlanta.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
7/10
Murphy HighGrades 9-127.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Sheetrock,Wood
  • Flooring: Wood,Tile
  • Fireplace features: Vented,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 624
  • Total interior livable area: 624 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 457018403518000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Has view: Yes
  • View description: Trees/Woods
  • Frontage type: Road
  • Topography of land: Level

Lot

  • Lot size: 0.98 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,377$16,524
Home Insurance *$100$1,200
Property Taxes $102$1,224
Electricity $200$2,405
Total$1,779$21,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,994/yr
40% on housing$53,370/yr
45% on housing$47,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$192
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$272,500
2026-01-02Listing removed$289,900
2025-11-01Price change$289,900
2025-10-04Listed for sale$299,900
2024-11-15Sold$232,000
2024-08-07Pending sale$229,900
2024-06-03Listed for sale$229,900
2024-05-03Listing removed$215,900
2024-05-03Listed for sale$215,900
2024-04-01Pending sale$215,900
2024-04-01Price change$215,900
2024-03-30Listed for sale$214,900
2023-09-22Pending sale$214,900
2023-07-21Listed for sale$214,900

For Sale by Agent

AgentBeverly Koon
BrokerageEXIT Realty Mountain View Properties

Similar Homes