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2024 Luzon Ln Unit 5, Chula Vista, CA, 91915

4beds
4baths
2,139sqft
$765,900
$358price/sqft
$5,503/moest. monthly cost
$220,120/yrincome needed

About This Home

GREAT NEW PRICE!!! YOU DON'T WANT TO MISS THIS OPPORTUNITY!!! VIEWS VIEWS VIEWS! 1ST FLOOR ROOM AND FULL BATHROOM! ENTRY FROM STREET INTO HOME OR...ENTRY UP STAIRS TO HOME! YOUR CHOICE! NO OTHER FLOOR PLAN LIKE IT ON THE MARKET NOW! The main living level boasts an OPEN- CONCEPT design w/a nice kitchen with TONS OF CABINETS & the FRIDGE CONVEYS! There's a dining area, and spacious living room, along with a convenient half bath for guest! Step out onto the Living room Balcony and enjoy Mountain Views overlooking the Otay Ranch Town Center, where shopping, dining, entertainment, and farmer's market are just STEPS AWAY! THIS IS NO ORDINARY TOWNHOME! You will never feel boxed into 4 walls here! This is Downtown meets Chula Vista Urban Living! Upstairs, You'll have your OWN FLOOR featuring a PRIMARY BEDROOM with its own LARGE PRIVATE BATHROOM W/DUAL SINKS, A LARGE SHOWER. YOUR OWN PERSONAL BALCONY is perfect for enjoying your morning coffee or unwinding at the end of the day. 2 Additional LARGE BEDROOMS and a FULL BATHROOM complete the upper level ALONG WITH A FULL SIZE WASHER AND DRYER THAT CONVEYS!! THIS UNIT IS TOO PRETTY FOR YOU NOT TO SEE! Enjoy community amenities including a SPARKLING POOL, PICKLE BALL courts, BBQ areas, PLAYGROUNDS, PARKS, & WALKING PATHS throughout this HIGHLY WALKABLE neighborhood. Commuting is a breeze with easy access to PUBLIC TRANSPORTATION & the NEARBY TROLLY STATION, connecting you to destinations throughout San Diego County.

Getting Around

77
WalkingVery Walkable
38
TransitSome Transit
77
BikeVery Bikeable

Schools

9/10
6/10
Eastlake Middle SchoolGrades 7-82.4 mi
9/10
Olympian High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Common Roof
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Mediterranean/Spanish
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Range/Oven,Refrigerator,Washer,Free Standing Range,Gas Oven,Gas Stove,Ice Maker,Range/Stove Hood,Gas Range,Counter Top,Gas Cooking,Tankless Water Heater
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum/Vinyl
  • Common walls with other units/homes: No Unit Above,No Unit Below,End Unit,1 common wall

Heating & Cooling

  • Heating features: Combination Heating
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,139
  • Total interior livable area: 2,139 sqft

Property

Details

  • Parcel number: 6430212629
  • Zoning: R-1
  • Zoning description: R-1

Features

  • Levels: 3 Story
  • Stories: 4
  • Pool features: Community/Common
  • Patio & porch: Balcony,Patio Open,Porch - Front
  • Fencing: N/K
  • Has view: Yes
  • View description: Evening Lights,Greenbelt,Mountains/Hills,Panoramic,Parklike,Neighborhood,City Lights
  • Frontage type: Open Space

Parking

  • Total spaces: 2
  • Parking features: Direct Garage Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,872$46,464
Home Insurance *$142$1,704
Property Taxes $1,031$12,372
Electricity $458$5,504
Total$5,503$66,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,674/yr
40% on housing$165,090/yr
45% on housing$146,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 91915$396
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91915$449
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$765,900
2026-07-21Price change$779,900
2026-07-01Price change$789,900
2026-06-12Listed for sale$795,000
2026-05-13Listing removed$1,600
2026-04-07Listed for rent$1,600
2026-03-24Listing removed$1,600
2025-10-25Listed for rent$1,600
2025-10-24Listing removed$1,800
2025-10-20Price change$1,800
2025-10-13Listed for rent$2,500
2024-04-20Listing removed--
2024-03-20Listed for rent$3,895
2024-02-14Listing removed--
2024-01-23Listed for rent$3,895
2023-07-31Listing removed--
2023-07-21Listed for rent$3,895
2021-11-29Sold$480,500

For Sale by Agent

AgentErika Walker
BrokerageCompass

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