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401-403 Georgetown Rd, Lawrence, PA, 15055

4beds
2baths
--sqft
$275,000
--price/sqft
$1,947/moest. monthly cost
$77,880/yrincome needed

About This Home

Fully occupied and beautifully updated, this side-by-side duplex at 401-403 Georgetown Road offers an exceptional investment opportunity in the Canon-McMillan School District. Each unit features 2 bedrooms and 1 full bathroom and is currently leased at $1,300 per month, with tenants paying their own water and electric utilities, providing strong and consistent cash flow. Extensively renovated throughout, this property has been thoughtfully updated with new kitchens, new bathrooms, a new roof, new HVAC systems, new plumbing, and new electrical, allowing for low-maintenance ownership. Both units offer bright, modern living spaces that appeal to today's renters. Situated on a level lot with a flat backyard, covered front porch, and off-street parking in the rear with easy level entry access, this property combines convenience and functionality for tenants. Whether you're looking to expand your portfolio or purchase your first investment property, this turnkey duplex is a rare opportunity to own a fully occupied, income-producing asset in a desirable location.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1914

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Property

Details

  • Zoning: 2Fam
  • Zoning description: 2Fam

Lot

  • Lot size: 8,102 sqft
  • Lot size dimensions: 124 x 58 x 120 x 57

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$81$972
Property Taxes $252$3,024
Electricity $224$2,692
Total$1,947$23,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,754/yr
40% on housing$58,410/yr
45% on housing$51,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15055$122
Washington County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 15055$156
Washington County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$275,000
2023-09-08Sold$170,000
2023-08-01Contingent$185,000
2023-07-27Listed for sale$185,000
2023-07-26Contingent$185,000
2023-07-20Listed for sale$185,000

For Sale by Agent

AgentRachel Mazzie
BrokerageCOLDWELL BANKER REALTY

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