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138 Pumpernickel Place Lot 29, Washington, NC, 27889

4beds
3baths
2,484sqft
$358,000
$144price/sqft
$2,391/moest. monthly cost
$95,640/yrincome needed

About This Home

Pristine condition and Impeccably maintained home that is move-in ready! This home shines with pride of ownership throughout. Enjoy an expanded paver patio, professionally landscaping, and a peaceful backyard overlooking permanent green space--providing beautiful views and added privacy. Exceptional indoor and outdoor living make this home a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Eastern ElementaryGrades PK-11.2 mi
4/10
P S Jones MiddleGrades 6-83.7 mi
3/10
Washington HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Patio
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Disposal,Dishwasher,ENERGY STAR Qualified Appliances
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Nook

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Mud Room,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Gas Log,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Floored,Storage,Walk-In

Heating & Cooling

  • Heating features: Gas Pack,Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,484
  • Total interior livable area: 2,484 sqft

Kitchen

  • Level: First

Living Room

  • Level: Second

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Doors,Central Living Area

Details

  • Parcel number: 48411
  • Zoning: RA20
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Cluster Mailboxes,Thermal Doors
  • Fencing: Metal/Ornamental,Full,Back Yard,Vinyl,Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 9,583 sqft
  • Features: Cul-De-Sac,Level
  • Lot size dimensions: 55 x 180 x 63 x 156

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Concrete,Garage Door Opener,Off Street,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Heat Wave
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,810$21,720
Home Insurance *$177$2,124
Property Taxes $173$2,076
Electricity $231$2,776
Total$2,391$28,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,977/yr
40% on housing$71,730/yr
45% on housing$63,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 27889$152
Beaufort County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 27889$158
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$358,000
2026-05-14Listed for sale$362,000
2024-01-30Sold$321,990
2023-08-13Pending sale$321,990
2023-07-16Listed for sale$321,990

For Sale by Agent

AgentTonya Ayers
BrokerageColdwell Banker Sea Coast Advantage - Washington

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