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485 Webster Avenue #B5, New Rochelle, NY, 10801

1beds
1baths
800sqft
$169,000
$211price/sqft
$1,418/moest. monthly cost
$56,720/yrincome needed

About This Home

Tucked away in the peaceful and picturesque setting of Webster Gardens, surrounded by charming single-family homes, this beautifully maintained one-bedroom co-op offers the perfect blend of comfort, style, and convenience. Complete with assigned parking, (space #10) this inviting residence features a sought-after open-concept layout designed for effortless everyday living and entertaining. The expansive living room seamlessly flows into the dining area and welcoming entry foyer, creating a bright and airy atmosphere filled with warmth and charm. The spacious kitchen is appointed with granite countertops, stainless steel appliances, abundant cabinetry, and a sun-filled window that provides both natural light and fresh air. The oversized bedroom is a relaxing retreat with ample space for a king-size bed, nightstands, a dresser, and even a cozy reading chair. Two large closets in the bedroom, along with two additional closets throughout the home, provide exceptional storage rarely found in a one-bedroom residence. Set within a tranquil, park-like community, this special home combines serenity, space, and convenience in one desirable package . Maintenance is $1073. After closing assets of 3 months maintenance and mortgage, Total DTI below 30%, Credit Score 700.

Getting Around

71
WalkingVery Walkable
41
TransitSome Transit
50
BikeBikeable

Schools

5/10
4/10
New Rochelle High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Common Area,In Basement

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood
  • Attic: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Living Room

  • Level: First

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One

Parking

  • Total spaces: 1
  • Parking features: Assigned
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$59$708
Property Taxes $259$3,108
Electricity $246$2,954
Total$1,418$17,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,617/yr
40% on housing$42,540/yr
45% on housing$37,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$361
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$169,000
2026-05-21Listed for sale$179,000
2024-02-14Sold$142,500
2023-11-20Pending sale$150,000
2023-07-27Listed for sale$150,000

For Sale by Agent

AgentBarry Kramer
BrokerageBHG Real Estate Choice Realty

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