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1420 Bridge St, Ashtabula, OH, 44004

5beds
1baths
1,164sqft
$185,920
$160price/sqft
$1,455/moest. monthly cost
$58,200/yrincome needed

About This Home

Introducing " The Tugboat Captain's House"!! Own a piece of Ashtabula history with this 5-bedroom 1 bath home that was once home to three brave tug boat captains that sailed the turbulent waters of Lake Erie to help make Ashtabula the great city and tourist attraction that it is today. While situated in the heart of Bridge Street, one of Ashtabula's most popular tourist attractions and voted Americas Main Street in 2018, includes shopping, upscale restaurants and more as well as being within walking distance to Lake Erie. The same family has not only kept the compelling story of the 3 tugboat captains alive for over 100 years; they have also made substantial improvements to the property. The improvements include new kitchen floors, cabinets and dishwasher in 2025. Also, basement leak repairs, French drain system repairs, new lights in the basement, outlets for washers and dryers, electric panel updated to 200 amps in 2025. New gutters and downspouts, roof tear off in the last 7-10 years, new bathroom mirror, lights, cabinet, tub, shower, flooring as well as paint downstairs and new carpet. While you are enjoying the rich history and location of this one-of-a-kind home don't forget to enjoy the exterior features including the relaxing wrap around front porch and wooded front yard with its Norwegian Spruce trees that were planted by the third owner. Be sure to continue this homes legacy into the next century and call today for your personal tour!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
5/10
2/10
Lakeside High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1892

Materials

  • Foundation: Block
  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,French Drain,Interior Entry,Unfinished,Walk-Out Access

Bathroom

  • Level: First
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: 9 x 13

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 10 x 11

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13 x 11

Features

  • Natural Woodwork,Walk-In Closet(s)
  • Finished area above ground: 1,164

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,164
  • Total interior livable area: 1,164 sqft

Kitchen

  • Level: First
  • Dimensions: 11 x 10

Living Room

  • Level: First
  • Dimensions: 23 x 12

Primary Bathroom

  • Level: First
  • Dimensions: 8 x 6

Primary Bedroom

  • Level: First
  • Dimensions: 8 x 15

Property

Details

  • Parcel number: 684070010300

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Wrap Around
  • Fencing: None
  • Has view: Yes
  • View description: City
  • Topography of land: Hill

Lot

  • Lot size: 7,405 sqft
  • Features: Rolling Slope

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $940$11,280
Home Insurance *$149$1,788
Property Taxes $173$2,076
Electricity $193$2,320
Total$1,455$17,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,885/yr
40% on housing$43,650/yr
45% on housing$38,800/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 44004$89
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44004$113
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$185,920
2026-06-23Listed for sale$191,900
2026-01-01Listing removed$188,908
2025-09-12Price change$188,908
2025-04-25Listed for sale$199,908
2024-10-08Listing removed$209,928
2024-10-08Price change$209,928
2024-08-14Listed for sale$238,888
2024-01-15Listing removed--
2023-10-16Price change$239,900
2023-07-14Listed for sale$249,977

For Sale by Agent

AgentJeffrey C Cunningham II
BrokerageBerkshire Hathaway HomeServices Professional Realty

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