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364 S Church St, Cross Hill, SC, 29332

3beds
2baths
1,878sqft
$372,400
$198price/sqft
$2,322/moest. monthly cost
$92,880/yrincome needed

About This Home

Welcome to a beautiful oasis - where tranquility, peaceful living, and southern charm abides. This 2024 custom-built 3 bedroom, 2-bath hidden gem sits on a spacious 1 acre lot and offers the perfect blend of comfort and character. Step inside to find authentic wood finishes throughout, complemented by granite counter-tops and vanities that add a modern touch. With both a formal living room and dining room plus a bonus room, you'll have plenty of space to host and entertain. Outdoors, enjoy a cozy, custom fire pit; perfect for gatherings with family and friends. Plus, with lake access just under 10 minutes away, you'll have easy access to nearby boat landings for weekend fun on the water. The attached double car garage adds convenience, while the nearby county park right in your backyard makes it easy to enjoy a day of play and relaxation. This is one of a kind property you don't want to miss—schedule your showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Clinton Elementary SchoolGrades K-512.1 mi
4/10
Bell Street Middle SchoolGrades 6-814.3 mi
6/10
Clinton High SchoolGrades 9-1214.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Soaking Tub,Granite Counters,Open Floorplan,Storage,Walk-In Closet(s),Wi-Fi
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Free Standing,Wood Burning,Outside
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,878
  • Total interior livable area: 1,878 sqft

Master Bathroom

  • Features: Full Bath,Shower Separate,Soaking Tub

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 9020203033

Features

  • Levels: Multi/Split
  • Patio & porch: Covered,Front Porch
  • Fencing: None
  • Frontage type: None
  • Frontage length: Road: 135
  • Living area range: 1800-1899

Lot

  • Lot size: 1 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Drought
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Laurens County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,883$22,596
Home Insurance *$102$1,224
Property Taxes $133$1,596
Electricity $204$2,449
Total$2,322$27,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,611/yr
40% on housing$69,660/yr
45% on housing$61,920/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 29332$168
Laurens County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 29332$369
Laurens County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$379,900
2026-04-20Listing removed$384,900
2026-04-14Listed for sale$384,900
2026-03-02Listing removed$384,900
2025-12-10Listed for sale$384,900
2023-08-30Contingent$9,900
2023-07-07Price change$9,900
2023-05-25Listed for sale$15,000

For Sale by Agent

AgentCarolyn Harris
BrokerageeXp Realty LLC (Greenville)

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