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10195 Rainier Trail Dr NW, Huntersville, NC, 28078

3beds
3baths
2,005sqft
$450,000
$224price/sqft
$2,946/moest. monthly cost
$117,840/yrincome needed

About This Home

Welcome to this highly desirable Bordeaux floor plan in Tucker’s Walk, the only layout in the neighborhood featuring a primary suite on the main level. Combined with a rare elevated, gated front porch that lives like a true outdoor extension of the home, this property offers a unique blend of comfort, functionality, and low-maintenance living in a prime Huntersville location. The elevated front porch is one of the first things that sets this home apart. It creates a sense of privacy you don’t typically find with townhomes and works beautifully as an outdoor living space, whether that’s morning coffee, letting pets out, or having friends over. Inside, the layout continues to stand out. The main-level primary suite is a major advantage, offering both everyday convenience and long-term flexibility that many buyers are looking for right now. The main living area is open and functional, with a spacious kitchen and island that flows naturally into the dining and living spaces. Upstairs, you’ll find nice loft space that can function as a second living area, office, or play space, along with two additional bedrooms and a full bath. It’s a layout that gives everyone their own space while still feeling connected. Just off the kitchen, there’s a private outdoor area set up for grilling and entertaining, along with a large detached two-car garage. A direct access door from the garage into this outdoor space makes everyday living especially convenient, whether you’re bringing in groceries or moving easily between indoor and outdoor areas. The location is equally compelling. Cannon Crossroads is nearby making everyday errands incredibly easy with Harris Teeter, dining options, and a BP gas station just steps away. You’re also minutes from Concord Mills and Birkdale Village, with quick access to I-77 and 485 for an easy commute to Uptown Charlotte or around the Lake Norman area. If you’ve been looking for a home that offers more privacy, a more functional layout, and a location that truly makes daily life easier, this one is worth a look!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
W R Odell PrimaryGrades K-21.0 mi
10/10
Harris Road MiddleGrades 6-81.0 mi
8/10
Cox Mill High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: Bordeaux
  • Builder name: Meeting Street

Type & Style

  • Home type: Townhouse
  • Architectural style: Farmhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Exhaust Hood,Gas Cooktop,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,005

Heating & Cooling

  • Heating features: Central,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,005
  • Total interior livable area: 2,005 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 46719026820000
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Lawn Maintenance
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.06 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage Door Opener,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$134$1,608
Property Taxes $337$4,044
Electricity $200$2,405
Total$2,946$35,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,005/yr
40% on housing$88,380/yr
45% on housing$78,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 28078$222
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28078$221
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$460,000
2023-12-12Sold$447,910
2023-08-01Pending sale$427,225
2023-07-12Listed for sale$427,225

For Sale by Agent

AgentEric Norman
BrokerageThe McDevitt Agency

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