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401 E Peach St, Bozeman, MT, 59715

3beds
2baths
0sqft
$2,800,000
--price/sqft
$16,362/moest. monthly cost
$654,480/yrincome needed

About This Home

Great opportunity to own a beautiful residence combined with a revenue generating commercial property. The apartment on the second level has immaculate finishes with three bedrooms and two bathrooms. The spacious layout features an open kitchen/living room area and dining nook. The private patio on the second floor overlooks Bozeman Creek for a tranquil outdoor space. The first floor commercial space is a primarily open floorplan that lends itself well towards a retail setting, collaborative office or great creative space. There is also a kitchenette and a room in the rear for private meetings. Convenient location on the corner of Peach and Rouse allow for easy access to Downtown and the quaint Northeast Bozeman district.

Getting Around

81
WalkingVery Walkable
29
TransitSome Transit
77
BikeVery Bikeable

Schools

8/10
Hawthorne SchoolGrades PK-50.3 mi
7/10
8/10
Bozeman High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: RGH2283
  • Zoning description: NEHMU
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Lightning
Hail

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,158$169,896
Home Insurance $684$8,208
Property Taxes $1,283$15,396
Electricity $237$2,844
Total$16,362$196,344

Income You'd Need if You Spent...

35% on housing$560,982/yr
40% on housing$490,860/yr
45% on housing$436,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 59715$607
Gallatin County$546

vs Homes Sold Last Month

Median $/sqft

ZIP 59715$436
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$2,800,000
2025-06-06Listing removed$4,500
2025-03-30Listed for rent$4,500
2025-03-07Listing removed$4,500
2024-12-26Listed for rent$4,500
2024-12-05Listing removed$4,500
2024-08-14Price change$5,000
2024-06-29Listed for rent$6,000
2023-10-19Listing removed--
2023-10-04Price change$4,000
2023-09-28Price change$4,500
2023-07-12Listed for rent$5,000

For Sale by Agent

AgentTom Starner
BrokerageStarner Commercial Real Estate

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