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3172 Cary St, Riverside, CA, 92504

0beds
2baths
1,200sqft
$579,000
$483price/sqft
$3,874/moest. monthly cost
$154,960/yrincome needed

About This Home

Welcome to the ultimate work–live playground—where creativity, flexibility, and future potential collide. Just minutes away from Cal Baptist University and UC Riverside, this one-of-a-kind property packs 1,200 square feet of living space onto a sprawling 9,000 square foot fully fenced lot, giving you room to dream big. Inside, you’ll find 3 cozy sleeping nooks, 1 1/2 baths, and custom storage spaces cleverly designed to keep life organized without sacrificing style. The outdoors steal the show. A large backyard with mature trees creates a peaceful retreat, complete with a small fish pond that adds a touch of serenity. It’s an entertainer’s dream, whether you’re hosting garden gatherings, creative workshops, or laid-back evenings under the stars. The 20’ x 30’ shed is perfect for a workshop or studio, while RV parking with FULL hookups keeps life flexible and adventure-ready. This space shines as an artist’s sanctuary, a work/live flex setup, or a savvy add-value or redevelopment opportunity for the forward-thinking buyer. Private. Inspiring. Packed with potential. Whether you’re creating, entertaining, or reimagining what’s possible, this property is ready to meet your vision—and then some.

Getting Around

64
WalkingSomewhat Walkable
29
TransitSome Transit
50
BikeBikeable

Schools

6/10
5/10
4/10
Arlington High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1971

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Dishwasher,Freezer,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Washer Hookup,Inside

Bathroom

  • Features: Remodeled,Separate Shower

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Brick Walls,Furnished,High Ceilings,Open Floorplan,Storage
  • Window features: Roller Shields
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: Whole House Fan,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Kitchen/Family Room Combo

Property

Details

  • Parcel number: 230247005
  • Special condition: Standard
  • Exclusions: Airstream RV Camper,personal property in outside shed

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front of structure
  • Pool features: None
  • Patio & porch: None
  • Spa features: None
  • Fencing: Brick,Chain Link,Security,Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 9,000 sqft
  • Features: Back Yard,Front Yard,Garden,Sprinklers In Rear,Sprinklers In Front,Lawn,Landscaped,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Driveway,Gated,On Site,RV Hook-Ups,RV Access/Parking
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$149$1,788
Property Taxes $400$4,800
Electricity $398$4,786
Total$3,874$46,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,822/yr
40% on housing$116,220/yr
45% on housing$103,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 92504$342
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92504$403
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$579,000
2026-02-01Listing removed$579,000
2026-01-31Listed for sale$579,000
2023-12-01Sold$500,000
2023-11-17Pending sale$425,000
2023-10-11Listed for sale$425,000
2023-09-14Listing removed--
2023-07-11Listed for rent$2,400

For Sale by Agent

AgentGuillermo Serna
BrokerageBHHS CA Properties

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