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W9236 State Highway 18, Cambridge, WI, 53523

5beds
4baths
5,502sqft
$599,900
$109price/sqft
$4,376/moest. monthly cost
$175,040/yrincome needed

About This Home

Showings begin 9/4/26. Delayed for staging and photos.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
4/10
Nikolay Middle SchoolGrades 6-81.6 mi
10/10
Cambridge High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Poured concrete foundatn
  • Construction materials: Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor/Provincial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Full Size Windows/Exposed,Walk-Out Access,Finished,Sump Pump,8'+ Ceiling

Bedroom2

  • Level: Upper
  • Area: 196

Bedroom3

  • Level: Upper
  • Area: 156

Bedroom4

  • Level: Upper
  • Area: 132

Bedroom5

  • Level: Lower
  • Area: 96

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 224

Family Room

  • Area: 450

Features

  • Three-Season,Den/Office,Foyer
  • Fireplace features: 3+ fireplaces,Free Standing,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 4,053

Heating & Cooling

  • Heating features: Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,502
  • Total interior livable area: 5,502 sqft

Kitchen

  • Level: Main
  • Area: 264

Living Room

  • Level: Main
  • Area: 450

Master Bedroom

  • Level: Upper
  • Area: 465

Property

Details

  • Parcel number: 02206130532001
  • Zoning: Res
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Residential vegetation: Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 6.62 Acres
  • Features: Rural-not in subdivision

Parking

  • Total spaces: 2
  • Parking features: 2 car,Attached,Garage Door Opener,Access to Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$217$2,604
Property Taxes $609$7,308
Electricity $517$6,204
Total$4,376$52,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,034/yr
40% on housing$131,280/yr
45% on housing$116,693/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 53523$247
Jefferson County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 53523$222
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-02-24Sold$925,000
2024-10-30Contingent$1,075,000
2024-07-31Price change$1,075,000
2024-05-01Listed for sale$1,150,000
2024-01-11Listing removed--
2023-09-11Price change$1,199,900
2023-07-10Listed for sale$1,199,000

Coming Soon

AgentAustin M Kempf
BrokerageRealty Executives Cooper Spransy

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