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304 Magnolia Villas Dr, Cornelia, GA, 30531

4beds
3baths
2,220sqft
$251,850
$113price/sqft
$2,112/moest. monthly cost
$84,480/yrincome needed

About This Home

This spacious and stylish home in the heart of Cornelia checks all the boxes! This home has the perfect combination of comfort, functionality and modern style. Step inside to an open and inviting main level filled with natural light. The kitchen features sleek grey cabinetry, beautiful granite countertops and plenty of space to cook, gather and entertain. Upstairs, a large loft creates the perfect flex space for a home office, media room, playroom or second living area. The home features four spacious bedrooms and two and a half bathrooms, including a comfortable primary suite with a private bath and generous closet space. Located just minutes from shopping, dining, schools...this home offers both convenience and lifestyle. Whether you're looking for space to grow, room to entertain, or simply a place to call home, this property delivers.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
8/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,High Ceilings
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,220

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 2,220 sqft

Property

Details

  • Parcel number: 088 043W

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,712 sqft
  • Features: Other

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,273$15,276
Home Insurance *$121$1,452
Property Taxes $499$5,988
Electricity $219$2,637
Total$2,112$25,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,411/yr
40% on housing$63,360/yr
45% on housing$56,320/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 30531$160
Habersham County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 30531$169
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$339,890
2026-03-24Listed for sale$348,900
2026-03-05Listing removed$359,900
2025-12-04Listed for sale$359,900
2024-01-26Sold$340,085
2023-12-22Pending sale$340,085
2023-12-08Listed for sale$340,085
2023-12-08Listing removed$340,085
2023-10-13Listed for sale$340,085
2023-09-08Listing removed$339,715
2023-07-14Price change$339,715
2023-07-07Listed for sale$333,715

For Sale by Agent

AgentHannah Robbins
BrokerageRE/MAX Classic

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