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15335 State Highway 35, Bigfork, MT, 59911

2beds
2baths
1,796sqft
$1,495,000
$832price/sqft
$9,668/moest. monthly cost
$386,720/yrincome needed

About This Home

This waterfront home presents an exceptional opportunity to enjoy lakefront living at a remarkable value. Offering stunning water views, direct shoreline access, and a private dock, the property delivers many of the features buyers seek in a premium waterfront residence at an attractive price point. This modern waterfront home sits just above the shoreline, designed to maximize panoramic water views from nearly every room. The architecture features clean lines with stunning views from all three levels including a rooftop deck. This unfinished home presents a rare opportunity to customize and complete a property according to your own vision, style, and needs. With much of the major construction already underway, buyers have the flexibility to select finishes, fixtures, colors, flooring, cabinetry, and other design elements that transform the space into a truly personalized home. This lakefront living offers a unique blend of natural beauty, recreation, and proximity to choice of eating establishments. Recreation is just steps from the back door. Residents can enjoy boating, kayaking, paddle boarding, swimming and fishing, or simply taking peaceful walks along the shoreline. Situated on more than three-quarters of an acre, this unique property offers the rare advantage of two homes and two wells on one spacious parcel, creating exceptional flexibility for a variety of living arrangements and investment opportunities. Waterfront commercial possibilities too!!The best deal on the iconic Flathead Lake!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Bigfork Elementary SchoolGrades PK-54.8 mi
6/10
Bigfork 7-8Grades 6-84.8 mi
6/10
Bigfork High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 898

Interior Area

  • Total interior livable area: 1,796 sqft

Property

Details

  • Parcel number: 15370820305030000
  • Special condition: Standard

Features

  • On waterfront: Yes
  • Waterfront features: Dock Access,Lake,Waterfront
  • Waterbody name: Flathead Lake

Lot

  • Lot size: 0.78 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Wildfire
Avalanche
Earthquake
Landslide

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance $1,361$16,332
Property Taxes $597$7,164
Electricity $151$1,812
Total$9,668$116,016

Income You'd Need if You Spent...

35% on housing$331,474/yr
40% on housing$290,040/yr
45% on housing$257,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$832This listing

vs Other Active Listings

Avg $/sqft

ZIP 59911$515
Lake County$400

vs Homes Sold Last Month

Median $/sqft

ZIP 59911
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$1,495,000
2023-09-21Listing removed--
2023-07-06Listed for sale$1,945,000

For Sale by Agent

AgentDavid Austin Lowe
BrokerageHomeSmart Realty Partners

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