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1618 N Columbia St, Covington, LA, 70433

--beds
2baths
1,800sqft
$399,900
$222price/sqft
$2,796/moest. monthly cost
$111,840/yrincome needed

About This Home

Owner will pay closing costs up to $10,000!! Historical Home for Commercial/residential use, newly renovated and located on 1 full acre in downtown Covington! The following items are new: roof, sub-floor and flooring, bathrooms, kitchenette, HVAC, water heater, lighting, paint, sidewalk, and wheelchair ramp. Plenty room for parking and for expansion. Zoned NC, businesses allowed such as Bakery, Offices, Pharmacy, Studio, Beauty Salon, Apparel/shoe stores. Can be easily converted into medical offices (sinks can be added into rooms easily b/c house is raised) or a restaurant (must check with zoning) FLOOD ZONE C

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Pine View Middle SchoolGrades 4-60.6 mi
5/10
Covington High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1930

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range

Bathroom

  • Level: Lower
  • Dimensions: 4.5 x 10

Bathroom

  • Level: Lower
  • Dimensions: 5 x 10

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 1,985
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Lower
  • Dimensions: 13.5 x 14

Office

  • Level: Lower
  • Dimensions: 17 x 16

Office

  • Level: Lower
  • Dimensions: 12 x 13.5

Office

  • Level: Lower
  • Dimensions: 15.5 x 13.5

Office

  • Level: Lower
  • Dimensions: 15 x 13.5

Office

  • Level: Lower
  • Dimensions: 13 x 13

Office

  • Level: Lower
  • Dimensions: 18 x 13

Sitting Room

  • Level: Lower
  • Dimensions: 7.50 x 10

Property

Accessibility

  • Accessibility features: Accessibility Features

Details

  • Parcel number: 1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 1 Acres
  • Features: 1 to 5 Acres,City Lot
  • Lot size dimensions: 1 acre

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$391$4,692
Property Taxes $236$2,832
Electricity $147$1,773
Total$2,796$33,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,862/yr
40% on housing$83,880/yr
45% on housing$74,560/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 21.0%
21.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 70433$235
St. Tammany Parish$167

vs Homes Sold Last Month

Median $/sqft

ZIP 70433$179
St. Tammany Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-06Price change$484,000
2025-08-31Listed for sale$499,000
2023-12-05Listing removed--
2023-11-09Price change$265,000
2023-07-04Listed for sale$275,000

For Sale by Agent

AgentJulie Steinhauer
BrokerageNations Real Estate Services LLC

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