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27698 Taylor Ln, Albemarle, NC, 28001

3beds
3baths
1,732sqft
$390,000
$225price/sqft
$2,547/moest. monthly cost
$101,880/yrincome needed

About This Home

Welcome to this beautifully appointed Craftsman-style home offering the perfect combination of modern comfort, timeless design, and peaceful surroundings. Nestled on a quiet lot with scenic wooded views, this move-in ready home provides the ideal setting for both everyday living and entertaining. Enjoy relaxing evenings from the covered back porch or extended patio while taking in sunset views and the privacy of the natural backdrop. Featuring 3 bedrooms, 2.5 baths, and an open-concept layout, this home is filled with upgraded finishes and thoughtful details throughout. The main level showcases durable luxury vinyl plank flooring and an inviting living area designed for effortless flow. The stunning kitchen is a true centerpiece with ceiling-height shaker cabinetry, quartz countertops, custom tile backsplash, a large kitchen island, walk-in pantry, and stylish modern finishes that blend beauty and functionality. The spacious primary suite is conveniently located on the main level, creating a private retreat complete with a spa-inspired bath featuring a custom tile shower and a generous walk-in closet. Upstairs, you’ll find two additional bedrooms and a full bath, offering comfortable accommodations for family or guests. Additional highlights include a convenient flex space on the second floor and a 2-car attached garage. Step outside to enjoy the beautifully landscaped yard and fenced backyard, perfect for pets, entertaining, or simply relaxing in your own private outdoor space. Located conveniently just outside the city limits of Albemarle, this home offers the charm of country living while being only a short drive to shopping, restaurants, and everyday conveniences. With a low HOA of $100 annually and exceptional curb appeal, this move-in ready home is the perfect blend of comfort, style, and location. Some images are virtually staged. Sellers are eager to consider an offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
4/10
North Stanly Middle Grades 6-83.8 mi
3/10
North Stanly High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven
  • Laundry features: Main Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Pantry
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,732

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,732
  • Total interior livable area: 1,732 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Pantry
  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Property

Details

  • Parcel number: 651904818563
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 0.34 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$190$2,280
Property Taxes $185$2,220
Electricity $200$2,405
Total$2,547$30,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,325/yr
40% on housing$76,410/yr
45% on housing$67,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 28001$129
Stanly County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28001$175
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$384,900
2026-05-15Listed for sale$390,000
2023-12-01Sold$360,000
2023-07-04Listed for sale$365,750

For Sale by Agent

AgentChristy Bogle
BrokerageLarry McGuire Realty

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