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5143 Floyd St NE, Covington, GA, 30014

3beds
2baths
2,109sqft
$465,000
$220price/sqft
$3,182/moest. monthly cost
$127,280/yrincome needed

About This Home

Historic Charm Meets Modern Living in Downtown Covington's Golf Cart District. Just steps from Covington Square on one of the city's most iconic streets, this beautifully renovated home blends timeless character with modern updates. The inviting family room features original fireplace details and custom built-ins, flowing into a fully updated kitchen with handcrafted woodwork, farmhouse sink, stainless steel appliances, and ample counter space. The primary suite offers a private retreat with a sitting area and a spa-inspired bath featuring a frameless glass shower, double vanity, and granite countertops. Two additional bedrooms plus a flexible bonus room provide options for guests, an office, or dining. Enjoy outdoor living on the welcoming front porch and deck, with added storage in the shed. A rare opportunity to own a move-in-ready home in the heart of historic Covington. Schedule your showing today.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
5/10
Cousins Middle SchoolGrades 6-82.3 mi
5/10
Eastside High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1967

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Cedar,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Hall,Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main, Sitting Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept

Features

  • Bookcases,Double Vanity,Entrance Foyer,High Ceilings,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,High Speed Internet
  • Window features: Shutters,Window Treatments
  • Flooring: Ceramic Tile,Hardwood,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Brick,Family Room,Masonry,Other Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,109
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,109
  • Total interior livable area: 2,109 sqft

Kitchen

  • Features: Eat-in Kitchen, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity

Master Bedroom

  • Features: Master on Main, Sitting Room
  • Level: Master on Main, Sitting Room

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: C009000040003000
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Exterior features: None,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.43 Acres
  • Features: Back Yard,Level,Open Lot

Parking

  • Parking features: Driveway,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$283$3,396
Property Taxes $329$3,948
Electricity $219$2,637
Total$3,182$38,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,097/yr
40% on housing$95,460/yr
45% on housing$84,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$134
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$465,000
2026-02-06Listed for sale$479,900
2025-11-01Listing removed$499,000
2025-08-05Price change$499,000
2025-06-12Listed for sale$515,000
2025-06-05Listing removed$524,000
2025-03-18Price change$524,000
2025-01-16Listed for sale$539,900
2023-07-27Sold$423,000
2023-07-14Pending sale$415,000
2023-07-03Listed for sale$415,000
2016-03-11Sold$129,900
2006-07-11Sold$210,000

For Sale by Agent

AgentSandra Stevens
BrokerageRE/MAX Around Atl East

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