32872 S Finley Point Rd, Polson, MT, 59860
About This Home
**CS&KT Homesite Lease - Improvements for sale to enrolled, eligible tribal members only** Perched above Flathead Lake with sweeping views of the East Bay, this 2-bedroom, 2-bath retreat offers the perfect blend of privacy and lake living. Enjoy community lakeshore access or spend the day at nearby Finley Point State Park just minutes away. Inside, the home features vaulted ceilings, a bright kitchen with skylight, a spacious front deck for taking in the scenery, and a walkout basement with added flexibility. Outside, you’ll find a small mature orchard, expansive backyard, and attached 2-car garage for added convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Poured
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level,Tri-Level
- Property subType: Multi Family,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 2
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 1,600 sqft
Property
Accessibility
- Accessibility features: Accessible Full Bath
Details
- Parcel number: 15335119401010000
- On leased land: Yes
- Special condition: Standard
Features
- Patio & porch: Deck
Lot
- Lot size: 0.58 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Earthquake
- Wildfire
- Avalanche
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance | $232 | $2,784 |
| Property Taxes | $129 | $1,548 |
| Electricity | $151 | $1,812 |
| Total | $2,155 | $25,860 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $325,000 |
| 2024-05-23 | Sold | -- |
| 2023-10-17 | Price change | $295,000 |
| 2023-07-30 | Price change | $299,000 |
| 2023-07-01 | Listed for sale | $325,000 |
For Sale by Agent
View on Zillow