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1230 Silo Bnd, Watkinsville, GA, 30677

4beds
4baths
2,948sqft
$595,000
$202price/sqft
$4,470/moest. monthly cost
$178,800/yrincome needed

About This Home

Welcome to 1230 Silo Bend, once the Model Home this luxury cottage is like new with upgrades made by the current homeowners. You can relax knowing the home is like new and practically maintenance free inside and out. UPGRADES: There is a new quiet garage door opener, upper HVAC unit as well as upgraded light fixtures, fan installations and a Tesla electric charger. The HOA takes care of the beautifully landscaped yard for you, including pruning and pine straw installation. With the feel, friendliness and sense of community you will love being located minutes from Downtown Watkinsville, Wire Park and Thomas Farms. Walk or ride your bike to Colham Ferry Elementary, one of Oconee's top ranked schools. The heart of the home is the gourmet kitchen with 36" 5 burner gas cooktop, stainless undermount double bowl sink, vented hood, quartz countertops, an island that seats four comfortably, abundant cabinet storage and opens to the Great Room with coffered ceiling, fireplace and Dining Area. The pantry features wooden shelves with unbelievable storage. A half bath and a mud bench for organization and drop zone for back packs, shoes and sports equipment complete the main floor. Upstairs is the Primary Suite tucked away providing a private retreat. Features include a tray ceiling, access to a covered porch for morning coffee or a reading spot, Primary bath with granite counters, large tiled shower with frameless shower door and the recently installed showstopper custom closet by Inspired Closets in Watkinsville. As you leave the Primary, notice the accent wall as you travel down the hall to the three secondary bedrooms and two additional bathrooms. Rooms and closets are spacious. Baths feature granite countertops and tiled surrounds in the tub/shower areas as well as tiled floors. Large garage with overhead garage storage racks. Owners even had room for a gym area. Off the kitchen is a covered porch, front lawn and green space. A larger green space at the front of the Trove provides a place to play and there is a dog park as well. Plan your visit today!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
7/10
10/10
Oconee County High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Water Heater,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Mud Room,Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo,Seats 12+

Features

  • Double Vanity,High Ceilings,Separate Shower,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Other
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,948

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 2,948
  • Total interior livable area: 2,948 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: C 04T 003G
  • Special condition: Covenants/Restrictions

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Front Yard

Lot

  • Lot size: 4,791 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$193$2,316
Property Taxes $983$11,796
Electricity $286$3,437
Total$4,470$53,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,257/yr
40% on housing$134,100/yr
45% on housing$119,200/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 30677$265
Oconee County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 30677
Oconee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$595,000
2026-06-19Listed for sale$615,000
2024-06-27Sold$565,900
2024-05-30Pending sale$585,900
2023-07-01Listed for sale$585,900

For Sale by Agent

AgentLynn M Harder
BrokerageColdwell Banker Upchurch Realty

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