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3235 Cambridge Ave APT 4L, Bronx, NY, 10463

1beds
1baths
640sqft
$195,000
$305price/sqft
$1,448/moest. monthly cost
$57,920/yrincome needed

About This Home

Spacious 1-Bedroom apartment located in the Spuyten Duyvil neighborhood of Riverdale. The apartment has 4 spacious closets, wooden floors, floor molding and a windowed bathroom In Need of some TLC. There is a live-in super and an onsite laundry room. This apartment is convenient to a local shopping area and parks. Located near the Henry Hudson Parkway, local and express buses, Metro North and the Subway, making a commute to Manhattan a convenient trip. Rental/Sublet Policy: Allowed. Board approval required.

Getting Around

97
WalkingWalker's Paradise
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Property

Details

  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$90$1,080
Property Taxes $126$1,512
Electricity $246$2,954
Total$1,448$17,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,645/yr
40% on housing$43,440/yr
45% on housing$38,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 10463$349
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10463$498
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$195,000
2026-06-11Listed for sale$205,000

For Sale by Agent

AgentChristine Keaveney
BrokerageRobert E. Hill

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