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8 Secora Road #J-4, Monsey, NY, 10952

1beds
1baths
620sqft
$130,000
$210price/sqft
$1,171/moest. monthly cost
$46,840/yrincome needed

About This Home

Walk right into this charming one bedroom one bath upgraded unit. Spacious Master bedroom. Low HOA fees include heat, water & real estate tax.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
4/10
2/10
Spring Valley High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Crown Molding
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 620
  • Total interior livable area: 620 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Patio & porch: Patio

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$45$540
Property Taxes $223$2,676
Electricity $246$2,954
Total$1,171$14,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,148/yr
40% on housing$35,130/yr
45% on housing$31,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 10952$521
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10952$410
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$135,000
2025-11-12Listed for sale$140,000

For Sale by Agent

AgentCarol Ruderman-Seidel
BrokerageWeichert Realtors

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