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415 Gramatan Avenue #1C, Mount Vernon, NY, 10552

1beds
1baths
810sqft
$169,000
$209price/sqft
$1,424/moest. monthly cost
$56,960/yrincome needed

About This Home

Welcome to The Birchbrook! This well maintained one-bedroom apartment is in the Fleetwood neighborhood of Mount Vernon! Enter to a large foyer with many possibilities. This bright light coop has generously proportioned living and dining area with hardwood floors. There is a large storage room, see Virtual photo with office set up. The galley kitchen has plenty of cabinet and counter space. The peaceful bedroom features a large closet. The building has a live in Super. Elevator. Laundry facilities. On-site parking space for an additional cost (subject to availability). Located close to schools, shopping, transportation, and restaurants. It's ready to move right in! **Why Rent, when you can own.

Getting Around

85
WalkingVery Walkable
53
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

4/10
Pennington SchoolGrades PK-80.6 mi
3/10
Mount Vernon High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Unknown

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Common

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Hot Water,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 810
  • Total interior livable area: 810 sqft

Property

Details

  • Parcel number: 0800165038010440000001
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 0.78 Acres

Parking

  • Total spaces: 1
  • Parking features: Assigned
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$65$780
Property Taxes $259$3,108
Electricity $246$2,954
Total$1,424$17,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,822/yr
40% on housing$42,720/yr
45% on housing$37,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 10552$283
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10552$322
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$169,000

For Sale by Agent

AgentPatti Kolman
BrokerageERA Insite Realty Services

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