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149 c Riverside Drive, Riverhead, NY, 11901

2beds
1baths
1,040sqft
$225,000
$216price/sqft
$1,766/moest. monthly cost
$70,640/yrincome needed

About This Home

Discover your dream waterfront retreat at this stunning two-story boathouse situated along the picturesque Peconic River. This charming property features two cozy bedrooms and a thoughtfully designed bath equipped with a modern composting toilet. The full kitchen is a chef's delight, boasting a convection countertop oven, ice maker, propane stove, and refrigerator, with all essential plates, cups, utensils, pots, pans, and a delightful dinette set included. Enjoy the convenience of an in-unit washer and dryer. Relax in style with one furnished bedroom and the comfort of two mini splits for heating and air conditioning. Stay connected with free WiFi throughout the property. For boating enthusiasts, boat slips are available, allowing you to live the waterfront lifestyle year-round—where you can fish, immerse yourself in the sounds of nature, and wake up to breathtaking sunrises. Unwind at sunset on one of the three spacious decks, taking in the serene surroundings that make this home truly special. Conveniently located just 4 miles from the Tanger Outlets and close to downtown Riverhead, you'll have easy access to fantastic restaurants, shopping, the Long Island Aquarium, and a wealth of local attractions. This is a cash-only opportunity, so seize the chance to own a piece of paradise on the water today!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Roanoke Avenue SchoolGrades PK-41.1 mi
3/10
Riverhead Middle SchoolGrades 6-81.6 mi
3/10

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Houseboat,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan
  • Attic: None

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Living Room

  • Level: First

Property

Details

  • Special condition: None

Features

  • On waterfront: Yes
  • Waterfront features: River Front

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$80$960
Property Taxes $303$3,636
Electricity $246$2,954
Total$1,766$21,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,548/yr
40% on housing$52,980/yr
45% on housing$47,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 11901$390
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11901$459
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-01Listed for sale$225,000
2025-11-21Listing removed$249,900
2025-05-30Listed for sale$249,900

For Sale by Agent

AgentTracie Kateridge
BrokerageMarylou Swan Realty Corp

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